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  1. Eye of Ajay

    PSA: Points for Good E-Voucher "Section 80G tax exemption"

    Dear All, I’d like to bring to your attention a critical clarification regarding the Points for Good E-Voucher and its implications for tax exemptions under Section 80G. After consulting with a Chartered Accountant, it has been confirmed that purchases made using reward points (such as Points...
  2. Eye of Ajay

    UPI friendly/antagonistic bank accounts!

    Dear All With the increasing number of accounts being frozen, particularly due to a high volume of UPI transactions, it has become crucial to identify the few reliable banks that refrain from taking such actions. Account freezes can affect credit, debit, or even the entire account, which means...
  3. Eye of Ajay

    Bajaj-RBL Binge Supercard misselling warning

    Dear All Please be warned of this new missell from RBL-Bajaj. They will call you on the guise of offering a LTF Binge Supercard and will be infact a FYF card. While they will indeed be very sure of themself even while the applying page says FYF and then 999+Tax for next year yet they will non...
  4. Eye of Ajay

    Whats your Credit Limit for HSBC Cards?

    I downgraded my Cashback to a Platinum and its been almost 2 years now since I have an HSBC card and still my CL is 1.5Lac which I found true for quite a few people. What are your CL's and if you have increased your CL do tell how you got it done.
  5. Eye of Ajay

    Split Infinia limit to Infinia & DCB or not?

    So I have a pre-approved split of my Infinia to Infinia & DCB but was lacking in the credit limit area because the cluster head said DCB has a floor limit of 5lac and Infinia has a floor limit of 8lac. Now that add's up to overall limit of 13lac which my Infinia lacked at that time but the split...
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