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  • Users: bdnbje
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  1. B

    Credit Card payment default

    I have racked up about 1.3 lakhs of cc debt in the past two months for a few trips and items. I lost my business last month and can't pay until a few months. I missed payments for one month now and my cibil already dropped to 707 from 787. I have a rupay icici card with 3 lac limit. I was...
  2. B

    Climbing the credit card ladder

    I think the community will greatly appreciate a guide in climbing the credit card ladder. Like im stuck with entry level cards only. :(
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    icici bank refusing to take c2c

    I went to the nearest icici branch and asked for a c2c application. They asked if i work or have business they said for c2c they need minimum 1 lac limit for salaried people and 2 lac limit for business people. i feel like this is straight up lie . they said i can apply through itr which...
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    IndusInd cc hierarchy

    Just got a call from their reps. They are recommending me to get eazydiner is it really the best cc they got? I'm looking for suggestions. I checked axis gives 40% on eazydiner tho but i dont hold any axis cards.
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    Multiple Rejection by axis.

    I have been getting reject by axis since last year. I have threee cards with decent limits now like 89k is the highest. i was thinking axis airtel is good. can someone give me a axis agents number. my faith in agents got really amped after my sbi agent got me a SimplyClick with no information...
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    optimal strategy for my credit card applications

    I got into credit cards two years ago. First secured card was 6 months ago. I'm planning to hold atleast 1 card from all major banks. i have 1 lakh to park on any account to trigger a pre approved offer. this is how i got my hdfc millenia. So now what I'm confused is i have two options of timing...
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    HDFC refused to enrol digisave account to classic banking

    I opened a hdfc digisave account back in 2020. now i have over 1 lakh mab on the account. i went to the bank to upgrade it to hdfc classic they're telling me that i need to make a new hdfc account with the 25k mab one and they'll move it to classic and thay digisave account is only for students...
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