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I am planning to re-activate my dormant and probably closed Airtel Wallet using these steps. (Twitter- Airtel Money URL). As Airtel PB has replaced Paytm PB, I intend to use Airtel NCMC and if they allow Airtel Wallet to NCMC then it would be good. According to you- 1. Do they reactivate old...

What are the credit card providers that send OTP on mail? Main use case is- bad or no network coverage but have fiber or wireless net. Banks that send on email- Amex HDFC Indian SBI ¹ ² AU ¹ SBM ¹ PNB BoB ¹ Banks that don't send on email- Axis IDFC (just tells us OTP has been sent) HSBC...

My known person had given NACH permission for the Insurance from Niva Bupa. They asked the agent to cancel the health insurance since it was no longer needed, but still NACH was deducted yesterday. Renewal date of health insurance is 29th September. They had also mailed the bank home branch to...

It updates the outstanding.

I know RBI has banned Kotak Currently. So refrain from that comment. This is just a simple query.

This post is inspired by recent change by AU Bank (TF Post). This is mainly for utilities (as that is common expense) but still mentioning other categories banks have put. Rent is sanctioned by nearly all banks so no point in mentioning that. Bank NameLimitChargesCategories Limited Yes...

IDFC levies Card Fee without ever activating and then calls to collect. And here I was under impression that per RBI Rule card with auto deactivate in 30+7 days. I have mailed normal CC 'banker'... stating the above line and that any harm to credit score (CIBIL) will invite me to pursue...

Those who are using account aggregators (AA) how has your experience been? Any data concerns? I think ecosystem should evolve similar to UPI. Some credit card issuers have already started using AA- eg. SBI Cards, Kotak, Indian Bank. I was thinking, since credit issuers will force us to use...

Disclaimer: Every third party platform has failed to settle the payment on time for at least once. So, be cautious to use these third party platforms, particularly on the due date. To avoid any delay, prefer the official methods to settle the due. Just listing for one place stop- - HDFC...

But the same should not be done - Amex - Axis

What Credit Cards have/had unique fun material in their packaging? I will go- Stickers RBL Popcorn- had Movie themed stickers AU iXigo Jupiter CSB Edge Federal Scapia Neo Zero Forex Debit Card (Comment) Others Indus EazyDiner Signature- earlier ones had coasters BoB Eterna- had wallet AU...

Issuers that allow easy swapping- Axis ICICI Issuers that DON'T allow easy swapping- HDFC This thread will be maintained and updated by me, based on responses received. @helloworld @SSV please contribute.

Any offer that you can recall where the parity was not there. My concern is about Kotak, but since this thread is worded generally, if you have information about other issuers (Axis, HDFC, SBI, BoB IDFC etc) please do share... SBI- Currently All Offers Apply Axis- All Offers to apply as IOCL =...

This post is just for information. It is a wiki effort. I will keep it updated. Inspired from this. Axis: DOES SHOW - Axis Flipkart DOES Does NOT Show - Axis Airtel - Axis Magnus AMEX Does SHOW - MRCC ICICI Does SHOW - ICICI Amazon ^ - ICICI Coral Rupay

Which banks are sensitive to Credit Limit and Enquiries? Credit Limit Exposure- - SBI Cards - UBI ^ - HSBC ^ Weak Correlation - Axis ^ *(Very Moody Bank) Credit Enquiries- - Amex: Usually doesn't like more than 3-4 queries in last 3 months * - StanC ^ * - HSBC ^ ^ - Federal Bank Known for...

Wanted to Get Kotak CC, started applying IOCL Kotak last month (Grocery being the draw and *Rupay*), but didn't want to pay fees, so stopped in address window. Now thought to get League Platinum and started application. It directly started from address and later Kotak IOCL was offered with no...

I had Scapia Banner in ParkPlus app. Applied. Got meagre 50k Limit. Haven't done VKYC etc. - How is Federal Bank/ Scapia in giving limits? - How is the bank in giving LE? Should I take 50k limit? It is my 2nd lowest limit (after HDFC PreApproved CC and I took the offer). It is less than 1/10th...

I already have IDFC Wealth CC. I do not use IDFC Signature Debit Card (got it blocked when they were thinking to charge annual fee). I do not see any difference between 25k MAB acc and 10k MAB acc. Please enlighten if there is. I do not want the obligation to keep 25K else penalty. Also, I am...