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Hello, I have 4 cards from amex, and as per rule i think upon a 10L and above repayment to a credit card the bank has to report it to the ITR. I wanted to ask if the 10L limit is combined for the cards or is it per card basis, also i have 2 charge card and 2 credit card, does it change for...

How does a bank report the 10 L above spends on a credit card if i have multiple cards with same bank ? I have 3 amex cards, 2 credit and 1 charge. So the 10L is combined on all three cards or its 10L for every card ? and is it applicable to charge cards also ?

I just got my axis magnus add on credit card delivered for my mom and will be applying one for my dad too, but wanted to know if the points are dedicated or combined ? are the normal points combined? are the 1L milestone combined? Like if we 3 spend 40k each on our own cards combined to 120k...