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  • Users: Gau₹av
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  1. Gau₹av

    Banks and cards for Tap to Pay

    Thought we should have a thread for quick reference about which banks and cards are supported in Tap to Pay/Contactless/NFC apps. We only have a handful of such apps: GPay, Samsung Pay, CRED. Paytm discontinued this functionality and other individual bank apps only support their own cards...
  2. Gau₹av

    Swiggy HDFC LTF (2024)

    How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow...
  3. Gau₹av

    Reward rate of IDFC FIRST CCs

    So today I sat down and calculated IDFC FIRST credit cards reward rate (RR) on ONLINE spends: (Millennia/Classic/Select/Wealth): Like their debit card rewards program introduced much later, the reward structure on CCs also is such that the more you spend, the reward rate increases...
  4. Gau₹av

    Redeem Yes Reward points against statement balance?

    Which Yes Bank CCs allow redeeming reward points against statement balance i.e. reward points as statement credit ?
  5. Gau₹av

    Banks which offer LTF cc for high MAB OR FDs

    So I am new to credit cards. I wish to know on what basis these (or any more) banks offer PRE-APPROVED credit card or CC with minimal documentation/no income check/no home visit etc -- is it purely based on high Savings account balance for these below banks or some also consider high amount of...
  6. Gau₹av

    Best time to close SBI cards in general if FYF

    Since no SBI credit cards are LTF except for some people, but many of them are FYF. What's the best time to close them if you don't want to pay any annual charges? My SimplyClick is from Jan 2022 and I don't wish to pay ₹500 AMC since I have other LTF CCs - ICICI, RBL, OneCard, BOB, IDFC First...
  7. Gau₹av

    Anyone have 2 Kotak savings accounts?

    Does anyone here have 2 Kotak savings accounts - one of them 811 and the other any other type? Do you have separate/2 debit cards for both accounts, that is the 811 debit card and another for the other account? The only reason I ask is because they canceled my 811 Visa classic card and said it...
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