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  • Users: rohit_
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  1. rohit_

    Axis Bank Airtel Credit Card Network Change – Master to RuPay: My Ongoing Battle

    Converting my Airtel Axis Mastercard to the RuPay variant. Instead of getting a clear policy, I have received different answers every time, making me believe that Axis Bank is intentionally blocking RuPay conversions. Timeline of Axis Bank’s Inconsistent Responses 🔹 January 23, 2025 – I...
  2. rohit_

    Unable to Redeem NeuCoins Earned via Tata Neu Infinity HDFC Credit Card—Need Help!

    Hey everyone, I’m facing an issue with my Tata Neu Infinity HDFC Credit Card and hoping someone here might be able to help or provide guidance. Here’s the problem: I’ve been earning NeuCoins through transactions on my Tata Neu Infinity Credit Card as part of the card's reward program. However...
  3. rohit_

    NSDL Bank Account Blocked 😔 Any Solution?

    My NSDL Bank Account is Blocked without any notice. Full Kyc A/C (aadhar xml) Opened on 14 August 2023 Balance: INR 508.21 Anyone has experienced a similar issue? What is the process to Unblock it?
  4. rohit_

    Need Help: Failed Transaction Issue – Seeking Suggestions (Airtel App)

    Hi everyone, I’m facing an issue with a payment I made recently, and I’m looking for advice or suggestions on how to resolve it. Here’s what happened: I made a payment of ₹11,383 using my HDFC debit card through the Airtel app to pay a credit card bill. (30 December 2024) The amount was...
  5. rohit_

    Looking for Suggestions: Maximizing Rewards on Rupay Credit Cards for UPI Payments

    Hey everyone, 👋 I currently have five Rupay credit cards and am looking to optimize my rewards specifically for payments made through UPI. Here's the list of cards I have: 1️⃣ BOB Premier 2️⃣ BOB HPCL Energie 3️⃣ IndusInd Platinum 4️⃣ Kotak League 5️⃣ Yes ACE Does anyone know which of these...
  6. rohit_

    Issue with RuPay CC Payments Not Fetching on Merchant Soundbox – Need iOS App Suggestions

    From the past few months, I've been making payments to some merchants using my BoB RuPay Credit Card via the BHIM app. However, I've noticed that their soundboxes (like Paytm and ICICI) often don’t fetch these transactions properly. Has anyone else faced a similar issue? I’m looking for a...
  7. rohit_

    Federal Bank CC Vkyc Issue

    I’ve encountered an issue with the verification process. When I provide my address as it appears on my Aadhar card, the agents are asking for a house number. However, in our city, we don’t use house numbers. They have informed me that without a house number, the video KYC (vKYC) cannot be...
  8. rohit_

    Seeking Suggestions for Monthly SIP of ₹7000 at Age 25

    Hello, I am 25 years old and planning to start a monthly SIP of ₹7000. I have chosen the following allocation and would appreciate your suggestions on whether this is a good strategy or if any changes are needed: Parag Parikh Flexi Cap Fund: 2,500 INR (35.71%) Mirae Asset Mid Cap Fund: 1,750...
  9. rohit_

    Seeking Advice on Essential Insurance Policies for Both Employed and Unemployed Individuals

    Hey, I'm looking for some advice on insurance policies and thought this would be the perfect place to get some insights. Whether you're employed or unemployed, having the right insurance can make a huge difference in times of need. I would love to hear your thoughts on the essential insurance...
  10. rohit_

    Need Help with CBI RuPay Virtual Debit Card!

    Is anyone using the Central Bank of India RuPay Virtual Debit Card? I recently activated this card, but it’s not working on Amazon or any other website. After entering the OTP, a technical error is displayed. Any assistance would be appreciated!
  11. rohit_

    Need Advice: Reactivating or Converting a Dormant ICICI Mine Zero Bal Account

    I opened a ‘Mine Zero Balance’ variant account with ICICI online in 2021. However, due to incomplete KYC, the account became dormant or was closed two years ago. Now, I want to know if I visit their branch and complete the KYC, will they reactivate the same account or convert it into a regular...
  12. rohit_

    Help! Axis Neo Welcome Benefit

    Welcome Benefit Feature Of Card Get 100% cashback up to ₹300 on first utility bill payment within the first 30 days of card issuance. What does "utility bill" stand for in this context? Is it only for mobile recharge/broadband payment/DTH recharge, or does it also apply to electricity bills...
  13. rohit_

    HDFC Smartbuy! Amazon GC or SV Processing Fees Reduced

    HDFC Smartbuy - Gyftr has Reduced the Processing Fees for Amazon GC or SV Amazon Gift Card - 2.5%+GST (earlier 3.5%+GST) Amazon Shopping Voucher - 1.75%+GST (earlier 2.5%+GST)
  14. rohit_

    RBL Bank didn't Open AC

    RBL Bank didn't Open my Account online On 31 July after filling all details vkyc done from my side. then they give option to download form with all my details and show that your request will process in T+1 Working days. after that nothing happened till now when i try to open account say already...
  15. rohit_

    Self Tested: Closed Kotak 811 now can be Reactivated

    Closed Kotak 811 limited KYC Accounts can be Reactivated again. May be a bug or user-specific or it's official. So, Go for it and have a Zero Balance Lifetime Kotak 811 Account. Download Kotak 811 Application or open it through the web Open a new account Enter your mobile number and mail...
  16. rohit_

    Millennia How to get the HDFC Milliniea CC LTF?

    Currently, I have Moneyback with a Limit of 27k. I want Millenia CC. How Can I Get It as an LTF? If I close this Moneyback then any chances?
  17. rohit_

    SBI Cashback Card - First round of Limit Enhancement Offer

    Got a 30% Limit Enhancement Increased from 1.07 to 1.39 Mine Card Age: September Almost 8 Months Old (when they started issuing cards) in App or net banking click EMI and More then Credit Limit Enhancement (If you are eligible then it shows) So, Check Yours
  18. rohit_

    SBI CashBack Credit Card Poll

    Please Vote 🗳
  19. rohit_

    How to change DOB, EMAIL-ID, wrongly filled by the agent?

    I applied for SBI Simply Click in July Month through sprint but that does not work for me. after that suddenly yesterday 23 august I received a call from sbi card call centre agent that they will apply on my behalf of me after completing the process KYC agent comes and take biometrics and photos...
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