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It seems Kotak is giving some generous LE. I just happened to check in app under credit card service requests and voila! Increase from 1.8 to 5.4 at click of a button. No email was ever sent by them saying you are eligible. Checked for wife and she had the same available in her app. Cheers!

Is it just me or are others noticing that banks are not reporting the credit card balances to CIBIL every month. I think they are doing it bi-monthly now. Most of my credit card accounts show reported month of Jan. P.S. I have cibil membership. So i keep checking my report bi-weekly.

Can we please help each other by sharing any new tips and tricks to get premium or any high AF fee card as LTF in 2022. As everyone’s flaunting it but the question is How? 😋👍🏻