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I applied for my first SBI Credit Card (SimplyClick CC) on 15/10/2024, and it was approved. Now, with the financial year ending and high approval chances, I decided to apply for the SBI Cashback CC today (10/03/2025), which means there’s a gap of almost 5 months between applications. However...

I currently have 10 unsecured credit cards and 1 personal loan, and my credit score has been in the range of 775-782 for the past year. Since all my existing credit accounts are unsecured, I was wondering if adding a secured credit card (FD-backed) to my portfolio would help improve my credit...

My Axis Bank ACE Credit Card had its renewal month in February, and I had planned to close it before the fee was charged. However, I forgot to close the card, and now Axis Bank has levied the renewal fee. I haven’t used the card at all in February. Is there any way to close the card now and get...

Just wanted to share my recent experience with a credit limit increase on my Axis Bank Ace Credit Card. My limit went up from ₹36,000 to ₹1,40,000, which is a massive 290% increase! 🚀 I had used the SMS method for requesting a limit increase: 📩 CLE <Last 4 digits of your card> to 5676782 I...

Hello Technofino Members, I currently have the RBL Signature+ Debit Card and want to downgrade it to a lower variant, such as the Platinum Debit Card or any other lower variant. Does anyone know if there's an online process to request a downgrade, or is it mandatory to visit the branch for...

I currently have an SBI SimplyClick Credit Card, which is about 3.5 months old, and I am interested in getting the SBI Pulse Credit Card. I wanted to know: Is it possible to switch from SimplyClick to SBI Pulse? Since my card is only 3.5 months old, can I start a fresh application for SBI...

Hello Technofino Community, I currently have a home loan with ICICI Bank that was taken for purchasing an empty plot. The current interest rate on this loan is 9.4%, and I am exploring two options: Top-Up Loan: Is it possible to top up my existing home loan with ICICI Bank for additional...