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Hey guys, I recently got the Niyo Global DCB debit card and made few online international transactions around ₹1k but unfortunately 20% TCS was deducted for the same and was deposited into my ITR but AFAIK banks can only deduct TCS for international spends > 7L. But in this FY year my...

I am currently 19 years old and I currently hold the CCs of Axis(Pre-Approved), HDFC(Pre-Approved) & Amex(IDK how I got it tho). I plan to open a Yes Bank Savings account for pre-approved CCs, Do they offer Pre-approved CCs for users under 21? has anyone experienced the same? Also, I have an...

Hey guys, I recently got the upgrade to Amex platinum card with a joining bonus of 125k points, I am planning to take the same but before that having few queries on the mind, it would be great if someone can help me with the same 1. Can the joining fee be paid on monthly basis instead of...

I recently opened an RBL Digital Savings Account with 5k MAB and got the signature+ debit card, My RM called me and forced me to open an RD of Rs.2000 to make my account as zero balance but I discovered that there is another option to make it 0 balance that is to put a SIP of 2000 or more, Has...

I recently got my Kotak ICOL credit card and have been using it for 2 months, checking my statement I got to know that I have only received 84 points for the month, but I have spent more than Rs.3000+ on IOCL outlets which means I have to earn 480+ points(i.e 24 points for every Rs.150 at IOCL...

I have recently turned 18 and looking for ways to increase/start my CIBIL score. I know that I can take a FD based credit card but is there any way to generate my CIBIL score

I am wondering if ICICI allow its mine account users, to hold the account without the physical debit card(only a virtual card), I see that no point in having that card(from my point of view) Are there any other banks that allow holding only virtual cards, not a physical ones? I know that...

I am planning to open an Axis Bank Liberty Savings account, I was wondering if I pay a credit card bill through UPI using PayTM/Cred/Cheq will it be counted towards the 25K spending threshold?

I want to know If I will get 5% cashback If I pay a merchant via freecharge transactions

I will be turning 18 in a few months, can you please suggest some good banks that I can open an account with to get preapproved for a credit card, I am ready to maintain a MAB of 25K, Do suggest me some of the places where I can get started

Is there any credit card in India that allows you to take an addon card and helps build the credit score of the addon person?