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  • Users: Rishabh
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  1. Rishabh

    HSBC Credit Card Reward Redemption Live via App

    Hello Folks, FYI Post, today HSBC has release latest update for the mobile banking app and enabled much needed Reward Points redemption feature. I have tried redeeming 1000 reward points of my HSBC Platinum card for Amazon Shopping Voucher of 300rs and it was smooth experience. One exciting...
  2. Rishabh

    Annual Fee reversed for Neu Infinity Card (Jan 2025)

    Hello Guys, FYI post, recently got charged with Annual fees (1499 + 269 GST) on my Neu Infinity Card as spends criteria was not met for auto fee waiver. Requested customer care to close the card since I already hold Infinia & DCB; but bank offered fee reversal as one time gesture. But declined...
  3. Rishabh

    SBI Cashback Card - Converted to LTF (Jan 2025)

    Hello Folks, FYI I have recently managed to get my SBI Cashback credit card converted to LTF through an email request :) I have been using the card now from more than 2 years with last 2 years spends crossing 2lacs & have got fee waiver against the same. Few days back just thought of writing...
  4. Rishabh

    Query: Any active discount/low-cost broker with 3-in-1 account service?

    Hello Folks, This post is not about best broker in the market but related to one which provide best 3-in-1 services (Savings + Trading + Demat) today and with lowest cost. And also about brokers which provide easy money transfer option like - Dhan & Angel One provides seamless integration with...
  5. Rishabh

    Query: MasterCard Wellness Pass Benefit on Celesta card

    Hello Folks, I came across a benefit about MasterCard Wellness Pass on Celesta Card: "Avail benefits on MasterCard Wellness Pass, once your quarterly spends cross ₹75,000." Has anyone got idea about above benefit mentioned? I checked under T&C but nothing mentioned about this benefit on...
  6. Rishabh

    Upgraded Federal Signet(Rupay) to Celesta(MC) (indirect way: Close & Reapply) in 2 days with 13x Limit Enhancement :)

    Hello TFians !!! Surprise post:) After holding Rupay Signet card from almost 2 years and number of requests & complaints to get Card Limit Enhancement or Upgrade which were never fulfilled, last week out of frustration I just got my Signet card closed. I used to laugh when I got my Signet card...
  7. Rishabh

    NiyoX/Equitas Bank Account - Any way to close it online?

    Hello Folks, I am looking forward to close the NiyoX account opened with Equitas bank but not having option to visit the branch for closure. Anyone know the process how to get the account close digitally via email or other kind of requests online or on phone?
  8. Rishabh

    Smooth transition from OneCard (Federal) to Federal Imperio within 5 days - Detailed Post

    Hello Folks, This post is regarding getting Federal Imperio credit card issued after closing my 3 year old OneCard (On Federal bank network) in span of 5 days. After recent devaluation of OneCard benefits & offers, & also limitation to apply for Federal core card due to OneCard; I thought of...
  9. Rishabh

    Indus Exclusive Debit better rewarding than Pioneer Debit? Any Catch?

    Hello Folks, Today I was comparing reward benefits for Exclusive & Pioneer debit cards from IndusInd & I think the Exclusive card gives more rewards than Pioneer if spends are above 5000. Value per Point: Exclusive Debit card: 0.35rs Pioneer Debit card: 1rs Base Reward Rate: Exclusive Debit...
  10. Rishabh

    Smoothest Limit Transfer - SBI IRCTC to Cashback card

    Today randomly called SBI customer care just to check if credit limit can be transferred from SBI IRCTC card to Cashback card since limit increase was not happening on Cashback card after multiple requests in last 1 year. And to the surprise executive checked & transferred the limit right away...
  11. Rishabh

    AU Credit Cards: Spend based offers for December

    AU Bank offering year ending surprise with spend based offers received for both Lit & Zenith card today evening. AU LIT: Spend 10000rs & get 500rs Amazon Voucher AU Zenith: Spend 20000rs & get 500rs Amazon Voucher Offer spend dates 1st Dec to 31st Dec & voucher fulfillment date 60 days i.e...
  12. Rishabh

    SBI OLA - Converted Visa to Rupay on renewal

    Recently my SBI OLA card is up for renewal & SBI has sent me SMS to choose the card network for renewal card. It has provided two options Visa & Rupay to select from. I have opted for Rupay & 2 days back the new card has been issued on Rupay platform. This seems to be nice feature by SBI to...
  13. Rishabh

    Query: Best No-fuss Credit/Debit card to make Education Fee payment as of Sept 2024 directly on school/college PoS Terminal or Website?

    Hello All, I know this could be a duplicate post & sorry for that but I tried looking into multiple posts on the forum but unable to conclude which card is rewarding as of today for making Education payments directly on school/college website. I just want to know which debit or credit card one...
  14. Rishabh

    Noise Earbuds free (worth 3499) : Spend based offer on Eterna/Premier card

    Hello TFians, Received spend based offer on 12th morning from BOB on Whatsapp: Get Noise Earbuds worth 3499 on spending 50000 between 12th Sept to 15th Sept. The above offer is received on Whatsapp for both Eterna & Premier card across my family members, message only mentions Wallet load...
  15. Rishabh

    Query: Tap & Pay Mode - Visa/MC CC on Gpay any benefits/catch?

    Hello TFians, Is anyone regularly using Tap n Pay feature on Gpay to make spends via Linked cards? Any potential benefits or drawbacks compared against Physically Swiping the card at terminal? I have multiple cards and thinking to link the card on the GPay to avoid carrying cards for offline...
  16. Rishabh

    Query: IndusInd Pioneer Account for Minor

    Hello Guys, Anyone who have opened Minor account with IndusInd under Pioneer program? Bank is pushing me to open one but I need to know if IndusInd issues Debit card for Minor account (under Guardian control)? Also in case yes, does Minor gets Pioneer Variant debit card? And the transaction...
  17. Rishabh

    Any app to show breakup/filter basis Market Cap for a list of Stocks?

    Hello Guys, Does anyone aware of any broker app or portfolio managing app which presents information about Market Cap composition for the list of stocks in a Watchlist. For e.g. if I have 10 stocks in a watch list with 4 from Large Cap & 3 each from Small & Midcap, I would like to see something...
  18. Rishabh

    First Annual Fee Reversal post migration to Axis - Indian Oil Card (Ex Citibank card)

    One of the member in my family holds Citibank Indian Oil card (Paid variant) and in past got fee reversal every time in last 3 years. Post migration to Axis bank from Citi, got first statement billed 2 days ago with Annual Fees being charged. This time we decided to close the card since there...
  19. Rishabh

    DCB Free 3 month Swiggy One Membership Offer

    Received email around 11pm today - "Special Free 3 months Swiggy Membership for you" not sure if targeted or for all the DCB card holders. Simple steps to avail - just login via registered mobile number on moments.swiggy.com and 3 months membership will get instantly activated post OTP...
  20. Rishabh

    Infinia Good Surprise: Free 12 month Swiggy One Membership Offer

    "A happy surprise from HDFC to the Infinia Card holders" --- especially during Monssons to have free Swiggy Membership :P :P Received email around 8pm today - "Special Free Swiggy Membership for you" not sure if targeted or for all the Infinia card holders. Simple steps to avail - just login...
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