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  • Users: hgupta
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  1. H

    Canara bank credit card.

    Hello All, Can someone suggest me Canara Bank LTF credit card? Please review them. Which card I can get LTF if I don't have any savings account in Canara Bank? What's your take on World Master Credit card?
  2. H

    Best sweep in account in terms of overall experience and benifits.

    Which sweep in facility savings account is best in terms of no premature penalty, best interest rate, premium account and premium debit card benifits etc? I have considered IDFC, HDFC, SBI, Kotak 811, Indusind and find IDFC good to consider. What do you guys think about these banks?
  3. H

    coral master vs coral visa vs coral rupay credit card

    Want to compare coral cards with visa or rupay or master varients CCs. Specially for lounge access benifits. For Visa varient minimum spend 75k is required and for master varient I think no spend criteria required as what I have seen on website...
  4. H

    Card suggetion for Lucknow Airport lounge

    Indusind legend CC vs Indusind tiger CC vs AU ixigo CC I don't have any indusind or AU credit card. I want a card for lounge access in Lucknow Airport without any spend based criteria and LTF or low maintenance and easy approval. Which CC should I apply first?
  5. H

    HDFC CC journey so far. Need further suggestions.

    My first hdfc credit card is tata neu plus FYF. I have done decent spend but not meet fee reversal criteria, I requested 2-3 times to make it LTF before charging fee via call and email, even threat to close the card but they didn't agree. So I closed the card. Then I open savings account, after...
  6. H

    Millennia, Pixel, Payzapp, Swiggy CC

    Hi All, I want to have millennia CC LTF. For that I have maintained High value account above 1 lac for several months. But instead of millennia card they are offering other cards like Swiggy LTF, Neu plus LTF, Diners Club, Pixel etc. Also different types of pre approved loan offers. I have tried...
  7. H

    Retaintion offer by SBI Cards

    I have 2 year old SBI BPCL credit card. I am using it just for sale discounts. This year I am not reaching 50k spend for fee reversal. I have called customer care to close the card. They promise me that they will reverse my fee and gave me a ticket number. Should I trust them for fee reversal in...
  8. H

    Millennia LTF Card Suggestion

    Currently Hdfc offers freedom and biz first credit card LTF and Hdfc Swiggy is also LTF for limited time. Currently I don't have any HDFC credit card but 3 month ago I closed HDFC tata neu plus card. Which LTF card should I apply now as my one and only HDFC credit card? Use case : mainly card...
  9. H

    Bill pay offer explanation

    Can anyone explain this offer. I have hdfc account and debit card which is money back. No credit card. How can I avail?
  10. H

    Fi account debit card amc

    I have fi account powered by federal Bank. When I open this account long back ago, it is promising that no amc will be charged for debit card. But now they are charging for the same. Can I go to the RBI banking ombudsman after complaining first to the bank? There chat system is not responding...
  11. H

    Suitable HDFC credit card for me.

    I had hdfc tata neu plus credit card with no joining fee but had annual fee. Since I couldn't achieve milestone to waive off the annual fee, So I closed that card around 2-3 months ago. I just want to have a hdfc credit card in my credit card portfolio with no maintenance fee. I like millennia...
  12. H

    Best FD account 2024

    Kindly suggest best FD account as of now in 2024 Following features should be there in it- 1. No premature penalty. 2. Highest interest rate. 3. Safety of the fund. 4. Easy and instant deposit and withdrawal. 5. No MAB or Low MAB required (in case of SB account is necessary for it)
  13. H

    Kotak Mis selling, RBI Ombudsman

    A kotak sale team mis selled Kotak Myntra card to me saying that It is LTF. I reach out to kotak and due to their bogus response, I reach out to RBI escalation with proper proof. Then, that sale girl call me and apologize and request me to withdraw my complaint as her job is in danger. Now their...
  14. H

    10% on fuel? Is it a trap?

    One sales executive said that indusind rupay platinum credit card comes with 10% cashback on petrol fueling? Is it real?
  15. H

    Is there any worthy kotak card exist?

    I have done some research by my own. And I found no kotak card is great card who can beat other bank cards available in the market. Like zen signature card gives 1.6% cashback on some catagories and 0.8% cashback on others. Flipkart axis can easily beat this. Kotak rupay select card gives 1.25%...
  16. H

    Which is the best AU bank card for me.

    Want to know au swipe up macanism. Through which card should I apply, Axis Flipkart with 1.7L limit or Amazon Pay ICICI with 4L limit? Which swipe up card is expected to issue in my case and what are its benifits?
  17. H

    T&C changed. LTF to Paid

    Axis flipkart credit card is changing its terms and conditions and with effect of it, my LTF Axis flipkart CC is now being chargeable if I spend less than 3.5 lacs in a year. Received email regarding this. This is pure cheating 😔 Can I take any action against this?
  18. H

    Best Rupay Credit Card for UPI transactions.

    I dont have any rupay as well as HDFC credit card. Now HDFC offers me HDFC TATA NEU PLUS Credit card life time free which comes with rupay network. Also 1500 cashkaro cashback and 1500 amazon gift card by HDFC. Should I try to apply this offer or apply through 3rd party for Tata neu Infinity...
  19. H

    Wallet Reload Alternatives

    Wallet Reload Rewards on Amazon Pay ICICI, ICICI platinum, Flipkart Axis, Axis My Zone, SBI BPCL Credit Cards? I think for AP ICICI 2% on amazon only and rest zero. Is it correct? Better Alternatives will be load Paytm through Zomato or swiggy wallet. Need more clarification on this whole matter.
  20. H

    Any Trick to make PAID CARD into LTF?

    Is there any trick to make paid sbi cards into life time free?
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