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  • Users: ontherocks
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  1. O

    Rupay Credit Cards not supported in Uber?

    When I try to add Rupay Credit Cards to Uber --> Account --> Wallet --> Add payment method, it always fails after entering OTP saying "There's a payment issue. Sorry, we are unable to confirm your card. Please try adding a different one." I have tried with multiple Rupay Credit Cards. Are Rupay...
  2. O

    High FD interest rates in Airtel Finance

    Airtel Finance via Airtel Thanks app shows high FD interest rates from different partner banks. It assures about the DICGC policies. What are your opinions?
  3. O

    J & K bank providing lots of offers lately

    Seeing lots of offers from lesser known J & K Bank https://www.jkbank.com/ lately on its debit and credit cards. Has anyone any experience with this bank cards?
  4. O

    Has anyone filed a complaint in consumer forum?

    Has anyone filed a complaint in consumer forum/court for any product? Would like to know the process. I am lost by the results from Google.
  5. O

    Are all debit cards free in HDFC Imperia banking?

    Can I choose to apply for any debit card from HDFC's master list of debit cards and have zero fees on the debit card if I am under Imperia banking? Branch guys say, there are only a handful of debits cards that are free under Imperia banking. Which ones, they don't know.
  6. O

    What is the fastest physical credit card that you have received till date?

    What is the fastest physical credit card that you have received on your hand from the time of application, till date? For me it has been IndusInd Legend. I got the card in hand on the 3rd day of application. i.e. applied on Monday afternoon and received the card on Wednesday morning.
  7. O

    Ways to pay credit card when outstanding is zero

    Looking for ways to pay credit cards a tiny amount when the outstanding is zero or negative, without incurring any charges via netbanking, debit card, whatever. AFAIK, it doesn't let you pay via BBPS payment systems in this case. One way I know for some credit cards is pay via NEFT/IMPS and...
  8. O

    Issue with ICICI and Amazon. Do I have a case with RBI?

    I might have registered for a particular Subscribe & Save in 2023 using the ICICI Amazon Pay CC. I have removed all subscriptions from my Amazon account. Yet this particular mandate still shows up in my ICICI Amazon Pay CC (https://www.sihub.in/managesi/icici#/home/landing) and when I try to...
  9. O

    Does closing a bank account make one an NTB?

    If one has just a savings account and no other relationship with a bank and if he/she closes the savings account, does that make him/her an NTB (New to Bank) customer?
  10. O

    Lounge in Bagdogra airport

    Does anyone have any experience on the Take Off Bar lounge at Bagdogra airport? Take Off Bar And Lounge Dreamfolks Take Off Bar Priority Pass
  11. O

    Delhi sight seeing during layover

    I have a connecting flight with a layover for 4 hours (8AM - 12PM, excluding buffer time of 1.5 hours) at Delhi airport. What can I see at Delhi in this time period and not miss my connecting flight? Would prefer to catch the metro from airport and get back via metro too.
  12. O

    Close BoB Debit Card? - Query

    The annual charge deadline for my BoB Debit Card is nearing. I have blocked the card via netbanking and it doesn't show in the list of my debit cards in netbanking anymore. Is that enough for BoB to not levy the annual charge or is there anything more I need to do?
  13. O

    HDFC Bill Pay Inconsistencies in Amount to Pay

    After moving to BBPS, I am seeing inconsistencies between billers in the amount one wishes to pay in HDFC Bill Pay With AU and ICICI for e.g., I can enter enter any amount I want to pay. With Axis and IndusInd for e.g., it doesn't let me pay anything other than the statement amount. It doesn't...
  14. O

    Tap and Pay suddenly stopped working

    So I was using the Visa Tap to Pay Offer on my "Inactive Cards", i.e. never used contactless transactions before. After two Tap to Pay transactions, the Tap to Pay doesn't work on three of my cards. Touching the POS machine with the cards does nothing. I have tried different POS machines with...
  15. O

    IDFC CC 100% Cashback upto Rs.250 (User Specific)

    Hi Customer Earn 100% cash back up to ₹250 on the next transaction with your IDFC FIRST Bank Credit Card. Know More: https://idfcfs.co/Bafyal Offer: Get 100% cash back up to ₹250 on your next transaction Introduction 1. The offer is made solely and entirely by IDFC FIRST BANK Limited...
  16. O

    Transfer SBI Home Branch Issue

    I am trying to transfer my SBI Home Branch from netbanking. It says OD facility is enabled on this account. Kindly contact your branch for account transfer. :mad: I hate visiting the home branch. Its super crowded and for everything the tellers ask to talk to the branch manager. Stand in...
  17. O

    Reopen auto closed bank accounts with minimum KYC

    Can bank accounts that were opened with minimum KYC and then auto closed because of failure to do full KYC within the stipulated time, be reopened or reapplied as new user? Or are such users banned for life? Bank accounts like NSDL Payments Bank or erstwhile Fincare
  18. O

    UPI Dispute Redressal for payment made by mistake

    NPCI has a UPI Dispute Redressal Mechanism for UPI transfers made by mistake https://www.npci.org.in/what-we-do/upi/dispute-redressal-mechanism I submitted a dispute and it said Submit Success. But no acknowledgement anywhere, neither email nor SMS. Has anyone used this and has had success in...
  19. O

    Bank with Salary Account Providing free Rupay Select Debit Card

    From comments here I came to know that Union Super Salary Account (USSA-II) https://www.unionbankofindia.co.in/english/personal-salary-account-ussa2.aspx provides free Rupay Select debit card, although the webpage says "Platinum" debit card. Can anyone confirm this? Then this post...
  20. O

    Fastag basic question

    In the pre-Fastag era, we had to tell the toll booth person things like where do you want to go or if it was a same day return journey and accordingly the toll would be billed. Now in Fastag, do we not need to tell anything to anyone? I presume the answer is "Yes", else that would defeat the...
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