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  • Users: flimz
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  1. F

    Home loan repayment wrongly recorded

    I have a joint home loan and even though the emi amount was auto debited as usual it was marked a delayed payment. I have reported on CIBIL. (I'm not sure if this is relevant info so here - when asked for my bank details I wasn't sure which to provide so I gave the details of the account the...
  2. F

    Millennia EMI on negative due

    I overpaid my CC bill by around 70K 2 months ago and since I didn't know how to get it reversed to my account I left it there. I made a purchase on it with EMI recently thinking it will work like normal where the bank deducts the total amount first and reverses it then converts it to emi but...
  3. F

    Can't make full bill payment.

    So my SBI cashback card has a due of 33,717. Tried to pay full amount but it only lets me pay 33,205 saying any amount more than this exceeds allowed payment? Anyone else have similar experience? I now have a negative balance of 1516 on the card. Will this affect my cibil saying I didn't pay...
  4. F

    Amazon SBI card discount

    Anyone know why I'm not getting it for the mentioned ₹7,399 when trying to buy on my SBI CB cc? Checkout page only shows a discount of ₹700. (Amazon pay balance is not selected)
  5. F

    What an Idea Sirji !! ??

    Anyone used this service?
  6. F

    Amazon shopping vouchers and Amazon Pay balance are 2 different things.

    Yeah, so title. I found out after getting 15k worth of shopping vouchers thinking I gamed the system with 5% CP :loudly-crying-face: .
  7. F

    HDFC BIGBRAIN MOVE

    Offer recieved on JULY 20th, Offer was valid till JUNE 25th
  8. F

    Kotak or HDFC for UPI

    Hello TFC, I now have access to two Rupay CCs because they were offered LTF so, why not? I'd like to use the one that gives better rewards but can't figure it out myself so help me wizards These are the cards CONTESTANT...
  9. F

    Kotak Urbane cc

    Got the Kotak urbane as my first ever CC. Now, 4 years later it still has no offers for upgrade or enhanced credit limit. I tried cancelling but they just hit me with the "okay bro give us these details and we'll do it for ya" 😭 Anyone else find a way to escape the Kotak shitty cc quicksand?
  10. F

    Paid full amount but still outstanding.

    I paid the total amount due for my HDFC card this month via CRED. Card section in app still shows an outstanding of 25Rs Amount paid is as per statement can't figure out where this 25rs is from
  11. F

    How to go about getting an amex credit card

    I work for my family business & I've got 4 CCs so far. I've wanted to get an Amex for sometime now. I've applied 3 times and have been rejected all times after saying I've been "conditionally approved". Anybody else in a family business who've found a workaround? For playslips and income docs?
  12. F

    Add on card?

    Can an addon card member be made the primary?
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