Search results for query: *

I have airtel black postpaid in WB, Rs.707 for 40 mbps net + dish tv. Can I switch to prepaid? Anyone has experience or uses/switched prepaid? I have heard for Jiofiber, disconnection request, then telling their cc you want prepaid works, would it here? -Also, prepaid and postpaid tariffs...

Need advice, I pay cc bills via Navi using Fi dc, for BPCL card, total bill with annual fee around this time was 693, I cleared 500, then 193. 500 got thru, but somehow 193 failed which I noticed today when I got sms of late payment. Minimum due was same as total due. Now got reported to...

I received the following email for my Swiggy credit card for a gv of Rs. 1500 which I redeemed for Amazon shopping voucher. I don't know why... any clues? I had set up an EMI for a phone on Flipkart in that month (there may have been an offer like this... i don't remember precisely) but that...

Hi, As the headline explains, I have years long Jio PB account, I am still stuck with UPI dummy DC. I contacted their CS and got informed that Rupay Plat DC will be available in future for me but not sure when... They asked me to close existing account and open a new one for immediate...

Hi members, On 4 December 2022 I booked an FD with SBM to get FD backed Paisabazar Rupay credit card. One year later, on January 2024 I received SMS that credit card has been closed due to non-usage. There was no prior intimation in non-compliance to RBI, escalated, got to RBI BO, got...

Indie customer for a year, they have gems criteria for tier upgrade i.e., 750 for superstar, 1500 for megastar. I have more than 2k gems. On 11 Oct they downgraded my account to star solely based on account balance. When I cited I meet gems criteria, they are refusing to accept it as if it...

Dear members, Background: In Dec '22 I got Paisabazar FD Step Up Rupay CC by SBM bank. 1 yr later in Dec '23 received an SMS that it has been closed due to non-usage. Looked up the RBI rule on it and learnt bank must inform customer 30 days prior and give opportunity to respond before...

So now HDFC Savings Max account is charging fee for SMS alerts? Previously never noticed this. Notice the description 'Oct to Dec 23, 19 sms' it suggests I think. Charging ₹5 for nearly a year old period? What's going on? Should I dispute this?

as per SMS received. Is it new? Are all banks doing it? I thought no bank does this.

Received the SMS, as well as email. Check attachment. In SMS/email they said to pay via their own portal, netbanking, bank transfer etc. Shouldn't they be on BBPS mandatorily, thereby letting all third-party apps to pay bills for SCB? Confused.

I have received a bizzare email today that my Equitas savings account opened via online (NiyoX) is being closed due to 'non-serviceable pincode', they opened it fine back in 2022 without issue. I am based near Kolkata. It sounds like an excuse since I have kept it 0 balance. What can be done...

- Owning SC Smart currently. - Got offer to upgrade to Titanium Super Value Card. All paid. Aye or Nay?

Using HPCL Energie credit card, Paid at HP petrol pumps Rs. 500, they did not reverse the surcharge or give accelerated rewards. When contacted their CRM, they said the pumps are not in their 'MID' list. When I identified one of them successfully on HPCL website, they said surcharge will be...

Opened their brand of FD 'Pot' 1 year ago for 10k with their highest lock-in 'superpots' with highest interest i.e., 365 days for 6.8%. I did this to maintain their 10k TRV requirement to remain 'Pro'. Straight forward calculation upon maturity interest should be Rs. 680. It matured and I...

Hey everyone, Looking to apply for an unsecured credit card with Kotak Mahindra Bank. The last time I tried in 2022, my application got rejected because of "unserviceable pin code" even though my nearest branch is just 5 km away. Here's my situation: * I'm an existing Kotak 811 account...

Hello everyone, I'm a complete newbie to health insurance and I need some help. It's my first time dealing with porting/migration. Background: I opted for the Arogya Sanjeevani plan from Aditya Birla with a 5 lakh SI (Sum Insured) via PhonePe because the premium was cheap. However, I later...

Read more: RBI ombudsman sees 68% rise in complaints in FY23 https://www.livemint.com/news/india/rbi-ombudsman-sees-68-rise-in-complaints-in-fy23/amp-11710176669137.html #jagograhakjago

Dear Members, There is a clause regarding Re-KYC in the comprehensive document on KYC released by RBI that is Master Direction - Know Your Customer (KYC) Direction, 2016 (Updated as on January 04, 2024), in Part V, 38. it states: I found the highlighted clause interesting. Use case: I have...

Dear members, I am putting this here, as I thought most appropriate. Back in April I saw a banner pop up on my HDFC mobile banking app, under ‘pre-approved’ section mentioning lifetime demat AMC free account. Screenshot attached. I maintain a savings max account with HDFC. I tapped it and...

Dear members, Recently I got SBI BPCL rupay credit card as additional card to my 1+ yo Cashback credit card as an offer was going on in app. The card was instantly approved and issued on 19 December, January 4 was the statement date, 23 January was the payment date. I rely on Cred to pay...