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  1. Dr.Anand456

    Credit Card Comparison: HDFC Infinia vs. ICICI Bank Emerald Private Metal Credit Card (After iShop Launch)

    Super-premium credit cards offer a host of exclusive benefits tailored for high-net-worth individuals. In this article, we compare two of the most prestigious options in India—the HDFC Infinia Credit Card and the ICICI Bank Emeralde Private Metal Credit Card. This comparison is based on official...
  2. Dr.Anand456

    Cred e-Rupee Launched! Anyone Tried It Yet?

    Cred has recently introduced the Cred e-Rupee wallet. Has anyone had the chance to try it yet? I've received an early access invitation and am curious about its features, benefits, and overall experience. If you've used it, please share your insights and thoughts below!
  3. Dr.Anand456

    CIBIL Scoring Changes: Is Your Credit Score Still Good Enough?

    Hi everyone, I’ve noticed some new updates on CIBIL’s official website, which I want to share with you all. Recently, CIBIL has changed its scoring algorithm. Now, the way CIBIL scores are updated has been modified. A score between 748-764 is now considered average. A score between 765-777...
  4. Dr.Anand456

    Exploring Reward Redemption Options for the Times Black Credit Card.

    I recently noticed an update regarding the Times Black Credit Card reward redemption options while checking the portal. Until a few days ago, the redemption feature was not visible, but now it is available. I have included some screenshots showcasing all the redemption options currently...
  5. Dr.Anand456

    Mastering Credit Inquiries: Tips, Loopholes, and Lessons Learned

    Hello, Credit Card Enthusiasts! 🚀 I have some exciting news to share! Recently, I uncovered a few loopholes regarding credit inquiries in credit bureaus that might interest you. But first, let me walk you through my experience over the past three months, tackling credit bureau issues and their...
  6. Dr.Anand456

    A Luxurious Leap: My First Super-Premium Credit Card Experience 🌟"
    Threadmarks: Icici bank super premium credit card

    A Super-Premium Delight! 🌟 {ICICI bank Times Black Credit Card first impression} I recently received my first-ever super-premium credit card, and I couldn't be more excited! 😍 This card holds a special place as it’s not just my 30th credit card, but also my first in the super-premium category...
  7. Dr.Anand456

    ICICI Bank Times Black Credit Card Application Process Experience & My Opinion - Dr.Anand456

    As a customer, I decided to explore the ICICI Bank Times Black Credit Card (marketed as a premium offering) in depth. While the application process was seamless, my overall experience has been underwhelming. Here’s a detailed breakdown of the card’s strengths, weaknesses, and overall...
  8. Dr.Anand456

    Offer Fulfilled! I'd like to share that Google Pay App provides a 1% cashback on credit card payments.

    Google Pay is offering a flat 1% cashback on your first credit card payment, up to ₹150. Offer valid until December 31st, 2024. Don't miss out—share your thoughts below!
  9. Dr.Anand456

    HSBC credit card application decline. Need help.

    Today, I applied for an HSBC credit card. After completing the application form, my request was declined without any explanation. Could anyone provide possible reasons for the rejection and advise on how to successfully obtain an HSBC card in the future?
  10. Dr.Anand456

    Need Suggestions! Regarding American Express credit card application

    I need some suggestions. I’ve been wanting to get credit cards from American Express and HSBC for a long time, but due to location issues, I haven’t been able to. About a year ago, I applied for credit cards from both of these banks, but the application was rejected at the very beginning...
  11. Dr.Anand456

    Millennia Need help, Regarding HDFC Bank Credit Card Upgrade.

    I need suggestions. I have the HDFC Bank Millennia credit card, which I’ve been using for 1.5 years. When I first applied, they gave me a credit limit of only ₹23,000. Even after using the card for a year, my limit didn’t increase, so I manually requested an increase about 3 months ago. Based on...
  12. Dr.Anand456

    Need Help regarding HDFC Bank Credit card limit increase

    Hi everyone, Does anyone know of any online options to request a credit limit increase for my HDFC Bank credit card? Yesterday, I contacted HDFC Bank via email to request a limit increase, but they only provided an offline method. Has anyone followed an online process for this? Please share...
  13. Dr.Anand456

    Offer Fulfilled! I would like to share my two-year experience with the Airtel Axis Bank credit card.

    Finally, today I closed my 2-year-old Airtel Axis Bank credit card, and I am very happy with my decision. Today, I want to share some insights about this card that you won't find anywhere else. 1st Point: Many people think that getting an Airtel Axis Bank credit card is very difficult, but...
  14. Dr.Anand456

    2 HDFC Bank credit card approved within the one month

    Surprisingly, I got approved for two HDFC credit cards in June. I applied for a Tata Neu Plus card a few days ago and got approved. Then, two days ago, I saw that I was eligible for a lifetime free Swiggy credit card through my Swiggy app. I applied for it, and today my application was approved...
  15. Dr.Anand456

    Devaluation Amazon Pay ICICI Bank Credit Card Devaluation

    Bad news: No cashback on rent payments. It's not surprising, but it's Apay. 😢
  16. Dr.Anand456

    Federal bank savings account experience

    I'm interested in opening an account with Federal Bank, and I'd like to learn more about their savings account options and hear about others' experiences. Could someone please share details about their personal experiences with Federal Bank's savings accounts? Additionally, I'm curious to know...
  17. Dr.Anand456

    Best current account

    Hey, I'm looking for the best current account that has a maintenance limit of up to 25,000. Any recommendations.
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