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  1. C

    Is AU Swipe Up Program Broken?

    Hi, I was trying to get a credit card from AU Bank through Swipe Up program, now for some reason I ended up getting the FD based NOMO card at the end, and I didn't realize that it was going as a normal application while I wanted C2C approach. And to my knowledge, I am sure I clicked "Apply Now"...
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    What are these IGST-VPS* Charges on HDFC Credit Cards?

    Hi, For some reason I am seeing these charges after the bill generation, the first card I can expect as there is one EMI running on it, but I am seeing the same on Millennia as well, not sure what that is, any ideas? HDFC UPI Credit Card (has one EMI) HDFC Millennia Credit Card (no EMI or...
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    Fi Address Change

    Hi all, I was wondering if there's an option of updating communication as well as permanent address in Fi (Federal) Bank account? Can we use Federal Bank's NetBanking to do achieve the same somehow? Has anyone tried?
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    Thinking of getting an IDFC Credit Card through C2C, which card to use?

    Hi, So, I am thinking of getting one IDFC Bank Credit Card, held their WoW Credit Card sometime back, and thinking to get a proper unsecured CC this time (at least Visa Signature).. Anyways, I have following Cards, so what should I use for C2C application? I want to go with ICICI Cards as they...
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    When do we get LE after getting limit transferred to another card?

    Hi, Sometime back as I required some decent limit for my SBI Cashback Credit Card, I had asked SBI CC to transfer some limit from SBI SimplySAVE (1L), SBI Cashback Credit Card was 20K only, so made both the SBI Cards 60K each, now I still sometime feel SBI Cashback with 60K is just low LoL. So...
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    Regarding Auto EMI Conversion Using Merchant EMI

    Hi, I've transacted on IndiaMart using my SimplySAVE Credit Card for some hefty payment, and tried using the EMI method available there, and for some reason the transaction hasn't been converted to EMI yet. I did the transaction on 18th December, and I think 9-10 days are more than enough for...
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    Regarding Mutual Fund SIPs

    Hey there, I'm exploring bank accounts that don't slap you with penalties for missed mandates. I tend to have a low balance sometimes, leading to mandate issues. I had to cancel my SIPs and manually invest each month to avoid penalties. Any suggestions for an account that's more forgiving...
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    SBI Limit Enhancement for Secondary Credit Card

    Hi, It's been almost a year since I got SBI Cashback, got it around 1st January this year. My first Credit Card from SBI is SimplySAVE which I had gotten in September last year, received LE on it this March from 56K to 1L. But SBI Cashback card is stuck at 20K which I think is just too low, as...
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    Axis Bank ACE Credit Card upgrade offer

    Hello, It's more than a year now that I've held Axis Bank ACE Credit Card, and still except for a LE (15K -> 30K), I don't see any other Credit Card upgrade offer, do they not offer other Credit Card if you have ACE? The thing is, I like Airtel Axis Bank Credit Card more, and whenever I try to...
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    Kotak League Credit Card Rejected Application Approved??

    Hey there, So, picture this: I wake up in the morning, check my phone, and BAM! I see this SMS that's like, "Hey there, your rejected application is now approved!" 😂😂 Here's the scoop: I recently got an Amazon ICICI Credit Card, and a few days later, I decided to give the incomplete...
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    ICICI Bank Account for Credit Card

    Hi, I've been wanting to get a Credit Card from ICICI Bank, I've tried 2-3 times to no avail, I don't have salary slip right now, and so I'm thinking of opening an account in ICICI Bank to get Credit Card offers, just like I opened an account in HDFC Bank (started getting credit card offers...
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    Should I take LE on my Axis Bank ACE Credit Card?

    Hi, I've been eagerly waiting for LE on my Axis Bank ACE Credit Card (15K Credit Limit), as whatever expenses I have, the credit utilization is always off the chart, with me having a typical bill generated around 12-13K. Lately started seeing loan offers up-to 1,05,000 INR, and finally seeing...
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    Finally able to link SBI Credit Card on BHIM UPI

    Now I'm able to link my SBI SimplySAVE (RuPay) Credit Card on BHIM, & PayZapp. PayZapp seems to have implemented the same page as BHIM app. Meanwhile SBI Card is not visible in apps like PayTM, PhonePe, GPay, etc. Perhaps they need to whitelist SBI Card. But in any case, I think now SBI Card...
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    Query regarding no-cost EMI on SimplySAVE Credit Card

    Hi, I recently had purchased an AC on Flipkart, and used my SimplySAVE Credit Card for EMI, it was a no-cost 9 months EMI, got 3k off as well, so basically got the AC for 41,490 INR and since I had chosen no-cost EMI, my card was charged a transaction 39,011 INR. All good so far, but the thing...
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    HDFC Pre-Approved Credit Card Offers

    Hi, I opened Savings Max online account in HDFC Bank in January this year, with the thought of holding a Credit Card from HDFC Bank for offers, etc. After ~3 months of usage, and maintaining 26-28k balance, Pre-Approved offers started popping up in NetBanking as well as through emails. Firstly...
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    SBI Cards offline EMI Offers Suggestion

    Hello, I've recently wanted to buy an AC using my SimplySAVE (RuPay) on Flipkart but unfortunately, missed my chance in the Flipkart sale earlier this month due to some reasons. Now, recently this email caught my attention, which claims up to 26% instant Cashback on LG, up to 20% instant...
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    Credit Card for BOGO offers

    Hello, I've started from BNPL Cards (Slice, LazyPay), got myself a proper Credit Card last September where I got my hands on SBI SimplySAVE (RuPay) with a whooping 56k limit, then I got Axis Bank ACE Credit Card with 15k limit, later I got SBI Cashback Credit Card with 20k limit, and finally...
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    How do we check monthly average balance in HDFC Bank?

    Hello, I've been trying to check monthly average balance for quite a while now, and for some reason I'm not able to get any option in HDFC Bank Mobile app or its NetBanking. Any place where I'm missing? Or HDFC Bank shows monthly average balance at all? Regards.
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    Weird characters in my name in CIBIL Report

    Hello, So it's been long since I've been getting my name as B'FirstName' B'LastName'. I had hoped to get this fixed by new Credit Cards etc. but never did it fixed by itself, what should I do? And not sure who reported my name as like that 😂😂😂😂 Ideally, it should be FirstName LastName Regards.
  20. C

    Regarding Limit Enhancement

    Hello, It's been 4-5 months since I've holding on Axis ACE Credit Card with 15k limit, I was thinking perhaps I should try requesting them to increase my limit. The thing is I don't have salary slip but I can provide bank statement, can that suffice? And also, to what ratio the limit is...
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