Search results for query: *

Hi, I just received the DCB metal add on for my spouse. When I tried to do a transaction, the OTP was sent to the primary number that’s my number. How do I change it to my spouse number?

Hi, I just missed my American Express bill payment. The due date was yesterday & I paid the bill today, which as per cred was settled instantly. Will this be reported as a late payment? Is there a way where i can request Amex not to consider this as a late payment?

Hi TF community, I need your suggestion regarding the Infinia card application. My Credit limit is 7.56 lakh on DCB Metal card which is 4 moths old (upgraded from DCB Plastic) Last 4 months spending is 15 lakh plus. I don’t meet the Salary criteria but I’m close ;) Considering we are at the end...

Hi, My 2nd SBI card application is submitted and in process from last 10 days. I was asked for a limit split ratio and I can see my current card limit reduced as per the ratio I shared with their team. However, I have no update on my 2nd card. Isn’t it that they should first deliver the card...

Hi, I am holding SBI BPCL Rupay card with a limit of 3.2 lakh. I recently applied for SBI Vistara card through an agent ( call center). The application is in process from last 8 days but I’m hoping I will get the card. Today I received a call from SBI asking me to determine the Credit limit...

Hi, I checked my eligibility for Yes bank credit card on their website and after entering all the required details, I was offered Reserve FYF. I didn’t proceed. Can someone tell me if there’s a chance of someone agent following up on this & if I can tell them to issue Marquee?

Hi All, Since some of banks like BOB, Federal are offering few of their paid cards as LTF this month, please suggest me what are the best cards from their banks to apply for. Current Portfolio: HDFC DCB Metal FYF (annual spending milestone achieved) American Express Gold Charge American Express...

Hi, Like many other people in this forum, I wanted to reapply for Apay card. Closed mine a year back . I got to know that they don’t reissue the card and we need to create a new Amazon account with the different mobile number in order to apply. I did that but it now shows it’s an invite only...

Can someone help me on how to upgrade my BPCL card to Octane card? I’m holding the card for about 10 months with a limit of 3.26 lakh.

Hi, Please suggest me a card with best instant discount offers on websites like MMT, Yatra, etc. I don’t need co branded cards since I book only Indigo flights.

Hi folks, I’m using DCB metal card for 4-5 months with a limit of 6.96L. My goal is to get Infinia card & keeping that in mind, my last 5 months spends on the card are 8-10 lakh. I requested HDFC for limit enhancement & they denied it. Upon writing to principal nodal officer, they agreed to...

Hi All, I need to know the best method to apply for Axis Atlas card. I have closed my Magnus card few months back & now looking to get Atlas. Shall I apply C2C offline to get a matching limit? I have DCB metal with 7 lakh limit. Or is it good to apply online? Please help.

Hi All, I’m using SBI BPCL Rupay card for about 7 months now with a CL of 3.2 lakh. I was waiting for a card upgrade offer but didn’t get any, hence applied for SBI Elite card through SBI SPIRINT portal & to my surprise, they offered SBI simplyclick/save/cashback card with an unbelievable limit...

Hi, one of my family member applied for Tata Neu Infinity card & got it approved with 10 lakh limit. This is his first HDFC card & he has a salary account with HDFC. Is it possible to use Neu card for upgrade to Infinia, considering 10 lakh limit? Salary is in 2-3 lakh per month range.

Hi; I’m holding ICICI APay card for about 3 years now but don’t use it much. Thinking of closing the card and apply for another ICICI card, preferably LTF. What’s the best way to apply? On the website or through customer care?

Hi, I’ve been using Amex MRCC card for about 8 months now & recently got the Gold Charge card as well. My total accumulated points are around 50k. I’ve received an upgrade offer to Amex Plat travel card & wanted your suggestions if I should upgrade MRCC to plat travel or get plat travel through...

Hello, Need your help to understand the impact of difference between total reported income vs overall Credit limit. Say my annual income reported with CIBIL is 30 lakh & the total credit limit on all my cards is 35 lakh. Logically, banks should not be comfortable to enhance my limit any...

Hi All, I recently got an upgrade offer on my MRCC card to Platinum Travel card. My MRCC card is just 5 months old & its FYF as applied through referral link. I opted for the upgrade & was surprised to see no joining fees added in my 1st month statement! Also, I have spent 40k and was expecting...

Hi All, I’m a Kotak 811 account holder since last 3 months & was waiting for a pre approved card. Today I saw a pre qualified card offer for Kotak Indigo card. My questions are : - What’s the difference between Pre approved & pre qualified? -Will there be a CIBIL hit if I apply? If yes, Is it...

Hello, I need your help in deciding if I should upgrade my Regalia LTF to DCB FYF card. The credit limit on my regalia card is 6.96 lakh & I fulfil the income criteria for DCB. Upon checking with the HDFC credit card team, I was informed that they are willing to review my upgrade request to...