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  1. ramkumar_y

    Transactions failing on Indus Select Visa DC

    Hello, For past 2 months, I'm unable to do any transaction using my IndusInd Select Visa Signature Debit card. The transaction is failing without any SMS. Mastercard is working fine on same account. Will the transaction settings on Visa card is correct and I've done transactions last year...
  2. ramkumar_y

    Axis Atlas Is it worth paying Rs.1 for 1 Edge Mile?

    Hello, Last year I've closed my Axis Atlas Card when my Edge Miles balance was is -14000 (Negative). Since then I'm escalating to bring down the balance to Zero since it's mentioned in T&C that Negative balance will be eliminated by Statement debit on card closure. Now Axis agreed to eliminate...
  3. ramkumar_y

    Pay Electricity bill other than MCC 4900?

    Hello, I want to pay Single monthly Electricity bill of Rs.50000 and above. Was using RBL World Safari to achieve 7.5L milestone by paying on Payzapp, SBI Unipay etc... without convenience fee. But since then same is devalued and additional 1% Fee is imposed for MCC 4900 if crossed Rs.50000...
  4. ramkumar_y

    Livquik - Unauthorised CKYC Access & Updation with wrong details

    Hello, I never signed up for any services provided by LivQuik in recent past or submitted my KYC documents/EKYC ever for their services. But on 03/08/2024 and 14/08/2024, Livquik accessed my CKYC records without my authorisation. I got following SMS(s) intimating the same: Again on...
  5. ramkumar_y

    Best use of 60k Turkish miles?

    I've around 60k Turkish Miles. Was planning a Round Trip for 2 to Turkey/Frankfurt before Devaluation. But after Devaluation unable to decide any Trip to make better use of these miles. Is there still any Round Trip for 2 to anywhere outside country which can be booked with 60k Turkish miles...
  6. ramkumar_y

    No Cost EMI - Cancellation - All Banks - Master Wiki

    Unable to find any other common thread for all banks. So, creating this as Master Wiki thread. Feel free to modify or add additional bank details. 1. ICICI Process: After EMI conversion, request customer care to cancel the EMI. Immediate cancellation. Cancellation Window: Within 15 days...
  7. ramkumar_y

    Which bank allow Instant IMPS/RTGS/NEFT for 5 Lacs without adding Payee?

    Hello, A relative of mine is doing an Agri related product Procurement business. He needs to send IMPS/RTGS/NEFT Instantly without adding beneficiary and waiting for 4 or 24 hours. Which banks allows to send funds above 50k without adding beneficiaries and waiting?
  8. ramkumar_y

    FedMobile app after Fi & Jupiter closure

    I've recently closed my Fi & Jupiter accounts. I also hold Federal Celesta Credit Card. Previously on FedMobile app, used to login with my Fi Account number. But now I'm unable to access app with only Credit card. Even after Reinstalling app, it's asking for Bank Account Number. How to...
  9. ramkumar_y

    "0" Fee - Rupay Select Debit Card ‼️ - Indian Overseas Bank- SBHNI Account

    Hello TFians 🙋🏻‍♂️ Rupay Select Debit Card Available at "0" Issuance / Annual Fee. 100% Online Account Opening - No Branch Visit. Note: Always refer bank website for updated and exact charges details (Following details won't be updated) Indian Overseas Bank SB-HNI Account (Features) : Rupay...
  10. ramkumar_y

    Devaluation RBL Signature+ DC Devalued - No More Cashback on Credit Card payments & GC Purchase

    RBL Signature+ Debit Card Devalued - No More Cashback Voucher on Credit Card Payment & Gift Card related MCC. While you continue to make the most of your RBL Bank Signature+ Debit Card, we would like to update you with respect to the updated calculations for spends threshold and transactions...
  11. ramkumar_y

    Turkish Miles & Smiles How to find & Book StarAlliance flight to Japan?

    Hello, How to search for Star Alliance flights to Japan? What's the cheapest carrier from India to Japan and what's the mile requirements? I've 60k Turkish Miles, how to find and book asap before devaluation?
  12. ramkumar_y

    Axis Atlas Atlas Devaluation / Atlas Burgundy coming soon?

    Seen a tweet with screenshot by an user called @joenanaddy where he says that he received a SMS regarding "NORMAL Atlas credit card" delivery. Since most cards including Magnus & Reserve are devalued, is this SMS a warning that Atlas Burgundy is coming soon? Any other insider information...
  13. ramkumar_y

    Edge Miles & Edge Rewards not credited! Blocked?

    I've done few transactions on 12 & 14 October using my Atlas & Magnus cards for Utility on Atlas and Shopping on Magnus. But neither Edge Miles nor Edge Rewards is credited yet (as of 21 October, 8:30 PM). Usually they are tracked in 1 or 2 days. What may be the reason? Similarly I've done a...
  14. ramkumar_y

    Emergency - Niyo Global Card not working in Thailand ATMs?

    My brother is on Honeymoon trip to Thailand. Before going he got Niyo Global Forex Card as per my advice and loaded amount in that account. But when he tried to use the card after activation in POS & ATM, they transactions are continuously declined. When he asked Niyo first, they said must be...
  15. ramkumar_y

    Get Axis Select or wait for Magnus

    Currently I hold these 2 Axis CCs: Axis Flipkart LTF - 3L Axis Ace Axis MyZone LTF - Closed Recently My plan is to get Magnus card. But currently, only Axis Privilege & Axis Select are showing as Pre-approved. When I asked Customer care if I can get Magnus without Income documents they said not...
  16. ramkumar_y

    Tata Neu & Other HDFC Rupay Cards now supported on BHIM & UPI apps

    HDFC Tata Neu Rupay credit cards are now supported on BHIM and other UPI apps for merchant payments.
  17. ramkumar_y

    Axis Ace - Limit on GPay for Bill Payment

    Hello, I'm trying to make an EB Bill payment of Rs.117000 on GPay using my newly added Axis Ace Credit card. But, I'm always receiving "You've exceeded bank limit for this payment. Retry with a smaller amount" error. Is the Rs.100000 limit apply to GPay bill payment using Axis Ace too...
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