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  1. Lucious.Flamel

    RBL World Safari getting declined at the POS in abroad

    Hi, I carried RBL World Safari with me to South Africa and Thailand, but it did not work on the POS machines at all. The online transactions and contactless payments are working fine, but not the POS transactions. I have enabled all the card controls and maxed the card usage limits from the RBL...
  2. Lucious.Flamel

    Did Tata Neu Infinity update its reward structure?

    Hi, AFAIK Tata Neu Infinity used to give 1.5% capped at a maximum of 500 NeuCoins per calendar month on any transaction above ₹34. Has this threshold increased? Or am I missing something here? How did I receive more than 500 NeuCoins in one statement, and why didn't I receive any NeuCoins for...
  3. Lucious.Flamel

    Get Airtel Axis, already have Axis HNI CC

    Hi, I already have Magnus and VI. I also had Flipkart LTF, but closed it down a month back. I am a core Airtel subscriber with broadband, DTH and postpaid family plans, yet the Airtel app shows no CC offers for me. With a CIBIL greater than 800, 36L ITR and the highest limit for C2C 9.1L, what...
  4. Lucious.Flamel

    Upgrade from Millennia with 8L credit limit

    Hi, I have 2-year-old LTF Millennia CC with a limit of 8L. I also have a savings account with HDFC. My ITR is 36L. My highest limit of all CC for C2C is 9.1L. What is the best way to upgrade it and to which variant? My end goal is Infinia, but I am unsure if I can upgrade from Millennia to...
  5. Lucious.Flamel

    HDFC Millennia credit limit enhancement & upgrade

    HDFC is rolling out limit enhancements this morning. Do check your cards! That is undoubtedly a considerable enhancement for me. 😂 Since my Millennia is LTF, I will look forward to an LTF upgrade or no upgrade. Cheers 🍻
  6. Lucious.Flamel

    Need help in applying SCB Credit Card

    Hi, I am trying to apply for SC Ultimate from their website but the online form doesn’t submit. Tried mailing them a lot, but no response. Can anyone help with any SPOC that can help with applying for SC CC offline or online?
  7. Lucious.Flamel

    Is it worth to upgrade from Legend LTF to EazyDiner LTF?

    I am not sure, on what basis this LTF upgrade is offered, but I already hold a Legend LTF card.
  8. Lucious.Flamel

    SBI Premium Credit Card Options

    Hi, I do not hold an SBI CC in my portfolio so I recently applied for SBI Elite and got approved (not LTF). The call before KYC told me I was approved for Vistara Prime, but the KYC people said that the form said SBI Elite. I was told, that I can finalize my choice after the KYC and tell the...
  9. Lucious.Flamel

    HDFC Classic Platinum Debit Card query

    Hi, I already have an HDFC Platinum Debit Card. Today I got the mail to upgrade to Classic Platinum Debit Card (which I guess is the same thing). But the thing that caught my eye was 1% cashback on all online & offline spends. Can anyone provide with the T&C of this offer or clarify what does...
  10. Lucious.Flamel

    RBL Zomato Upgrading Systems

    I am unsure if anyone else is facing delays in cashback on Zomato RBL cards, but I did not receive cashback since June 29th, 2022, so I asked customer service and received the attached reply. I hope this actually upgrades the experience and does not unplug CC services from the Zomato app...
  11. Lucious.Flamel

    I'm applied for HDFC Regalia but approved Millennia what should I do?

    Hi, I had applied for Regalia, on C2C basis, offline from an HDFC branch agent which was stated to be LTF. Even on the verification call, I was told that I am applying for a Regalia LTF card. After all the approval, I got an Insta Millennia Credit Card in my mail. I thought it might be...
  12. Lucious.Flamel

    I need some clarification on HDFC Bank Credit Card LTF Criteria.

    Hi, I am new to the community and thus I wanted to know about the new LTF criteria for HDFC bank credit cards. AFAIK it was either spend a certain amount or add a smart bill pay. But today when I checked it has 3 options. Correct me if am I wrong: Spend 1,00,000 within 90 days Take an addon...
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