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  1. NikTravelEnthusiast

    No GST on Voucher Transactions-GST council proposal

    As per the NDTV news article, GST Council as proposed no GST on voucher trasanction.That means whenever we buy for e.g. Amazon pay or ASV voucher, CC should not take GST charges from us.
  2. NikTravelEnthusiast

    Need help of a Sebi Registered Chartered accountant.

    Please DM if anybody is a CA. I have to file income tax for AY 2024-25. I asked couple of CA, but didn't got satisfoctory answers. I earn professional income,for which I file ITR -4, under presumtive income. But last FY , I sold few mutual funds and then reinvested in other funds.So , I...
  3. NikTravelEnthusiast

    Let's roast the credit cards by Meme...

    I feel ,since Magnus saga is over, that exitment, jokes, humour has faded in the community .I know many of you have a pretty good and witty sense of humour. So lets roast the credit card industry and bring back that lost charm... P.S.- I am not a good memer, here what I tried...
  4. NikTravelEnthusiast

    Explain these symbols please.

    I recently got PNB select Rupay CC. The back side has three symbols 1.pulse 2.Diners club international 3.Discover But I have no idea what does it means. Can someone guide me.
  5. NikTravelEnthusiast

    AI guided Itinery planner

    So I was searching for a AI tool to plan tour itinery for me at free of cost. After unsuccessful attempts, I asked ChatGPT help. It gave me following suggestions. Out of which, I found no 1 and no 2 little ok. Rest all, I didn't find useful. Members can help me get a better alternative. Below...
  6. NikTravelEnthusiast

    Swiggy to Paytm wallet load by credit card. 4.35% charges.

    Today I was randomly checking old trick shared here. Swiggy to Paytm wallet load Via credit cards.Previously it was free. Then swiggy patched the method. Now they have restarted the process. But now they are icurring 4.35 % Charges. And for Amex card it's 4.65 %. Cant check other platforms...
  7. NikTravelEnthusiast

    Best Credit card app(Inhouse/original)(Android platform).Share your views.

    Hello community members. I am a beginner level credit card enthusiasts. Through this post I want your views on best useful credit card app( inhouse/ original). Out of my portfolio of credit cards, I have used Amex , Axis, IDFC, HDFC apps. Amex- It's very easy to use. All the relevant info...
  8. NikTravelEnthusiast

    Thoughts- Should I upgrade to HDFC Dinner black or Get Axis Magnus?

    Hi, everyone. Currently I am using HDFC Regalia LTF and Amex platinum travel credit card. I spend roughly around 80k per month(including rent) on credit cards. Usually I spends as follows,, 1. Rent 24000 p.m. by regalia(no rewards points earned). Reason Amex is not suppported or too...
  9. NikTravelEnthusiast

    Suggestions for new Travel Credit cards in 2023, for a monthly spends of aprox 70 -80K.

    Hello. My monthly expense comes arround 70 -80 K including rent. My primary card is for all expenses is HDFC Regalia LTF. I planning to add 2 to 3 new credit cards in my portfolio.Travel focussed. Please give suggestions. My idea. 1. Amex Platinum Travel. Goal - Spend 4 lacs yearly and get...
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