If Ramesh posted it at 6 AM on May 1st, and Suresh posted it at 8 AM on May 1st, and we merge both threads, Ramesh will be the thread creator as he was the earlier poster. Unless we feel that the later poster provided a better description, in which case we may manually award him the creator...
Finally, the day has come: the ICICI Bank Amazon Pay Credit Card has also been hit by the recent devaluation drive.
Effective June 18, 2024, rent paid using the ICICI Bank Amazon Pay Credit Card will not earn any cashback.
We rarely see any devaluation or changes in benefits for the ICICI...
CIBIL is now sending enquiry alert SMS with the enquirer's name. This is a very good feature addition. Cibil should offer a report locking feature so that we can prevent false enquiries by financial institutions.
In recent months, many credit cardholders have been left puzzled as they receive notifications from their banks informing them of reductions in their credit card limits. This trend, observed not only with SBI Card but also across various other banks, has raised questions among consumers. Why are...
You are not alone. This is happening because the RBI increased the risk weight on consumer credit to 150%. In simpler terms, banks now have to set aside Rs. 150 in capital for every Rs. 100 you spend using credit card limit. This is the main reason why you are seeing many banks reducing credit...