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  1. TechnoFino

    Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!

    No, they resolved the issue long ago... it's different...IndusInd Bank actually.
  2. TechnoFino

    Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!

    One of my relative's accounts has been frozen for over a year now. I'll share the story soon... it's a bit different.
  3. TechnoFino

    Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!

    First of all, savings accounts are meant to be used for savings purposes only. If you do lots of transactions on your savings account, the bank may freeze your account citing transaction patterns. I suggest everyone open an individual current account if you make lots of transactions. Second...
  4. TechnoFino

    New Features Alert: TF Community Reputation System

    Hi @2025, I haven't used my full capacity to rate anyone yet. Good suggestion... I'll definitely start rating our mods and old active members, they really deserve it. I'm a bit busy, honestly, with lots of things... personal and professional life... but I'll be back at full capacity soon. I also...
  5. TechnoFino

    To all the members who were discussing the Kashmir terrorist attack, and to those blaming the...

    To all the members who were discussing the Kashmir terrorist attack, and to those blaming the government: It’s understandable to criticize the government for intelligence failures. However, this is neither the right time nor the right platform for that. We are here to discuss finance. Please...
  6. TechnoFino

    enjoy your trip... I'm also planning trip to MNL soon...

    enjoy your trip... I'm also planning trip to MNL soon...
  7. TechnoFino

    RBI seemingly cannot Interpret its OWN Guidelines (HDFC Cc Case)

    Almost all banks mention that cashback will be adjusted in the next statement, not in the current one. But as per RBI guidelines, banks are supposed to adjust any credit arising from returns, reversals, etc., or similar scenarios, immediately. Now, while the RBI hasn’t explicitly mentioned...
  8. TechnoFino

    ICICI Bank charged me annual fees on my credit card even after meeting reversal criteria

    local district consumer court judge retired in Dec 2024, and no new judge has been appointed since then.
  9. TechnoFino

    This Is How I Started - What is Your Credit Card Story?

    Amazing! 😻 You said it perfectly—financial literacy is still quite low in our country, especially outside urban areas. There are people in rural regions earning far more than the average urban income, yet due to a lack of financial knowledge, they often end up with zero savings. But things are...
  10. TechnoFino

    This Is How I Started - What is Your Credit Card Story?

    Amazing man... We have such incredible people in the TF Community who choose to fight for what’s truly right. Life is not easy, not easy at all... Some people give up in the face of challenges, but some choose to fight. I salute those brave souls who choose to stand tall and fight. And this...
  11. TechnoFino

    Movie Ticket Giveaway - 4 Tickets Of Your Choice - For 19th April 2025

    few minutes late.... keep an eye on next movie tickets giveaway.
  12. TechnoFino

    Movie Ticket Giveaway - 4 Tickets Of Your Choice - For 19th April 2025

    I’ll consider all the comments received so far… results will be out in a few minutes.
  13. TechnoFino

    Movie Ticket Giveaway - 4 Tickets Of Your Choice - For 19th April 2025

    4 tickets will be given to the lucky winner... watching movies with friends/family is fun...
  14. TechnoFino

    SBI Tata Neu Infinity & Tata Neu Plus Credit Card Launched - TechnoFino Review

    SBI and Tata Neu have launched two new co-branded credit cards today: the SBI Tata Neu Infinity Credit Card and the SBI Tata Neu Plus Credit Card. Now, here’s the catch—we already have two Tata Neu co-branded credit cards with HDFC Bank, and these newly launched SBI cards seem to be just...
  15. TechnoFino

    This Is How I Started - What is Your Credit Card Story?

    Honestly, your story left me speechless. It hit me hard—on an emotional level. The way you’ve turned all that pain into strength, turned years of being stuck in bed into a life filled with dreams, passion, and purpose… it’s nothing short of incredible. And what really struck me is that, after...
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