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At oldest HSBC Bank in india.... Heritage Building.

Some interesting things are on the way....

Need 2 Thyrocare vouchers. Please DM with price.

The Reserve Bank of India has quietly but firmly tightened the credit reporting framework once again. This time, the focus is on Asset Reconstruction Companies (ARCs) - entities that deal with stressed, written-off, or acquired loan accounts. On December 4, 2025, RBI issued the Reserve Bank of...

Credit cards in India are gaining popularity at a rapid pace. Premium customers are no longer satisfied with just cashback or a decent reward rate; they want lifestyle privileges, global travel access, and exclusive experiences. The challenge is finding a product that strikes the right balance...

I’m disappointed with this move as an Infinia cardholder. As customers, we always want a product at the lowest possible cost with the best possible features and rewards. I had predicted something like this earlier, and based on my understanding, it feels like almost all banks will eventually...

A few days ago, one of our TechnoFino Community members found and shared an internal document suggesting that HDFC Bank may require Infinia credit card holders to spend ₹18 lakh per year to keep the card active. Failing to meet this spending threshold could potentially lead to card cancellation...

Over the last few years, a clear trend has emerged in the Indian credit card space. Almost all major banks have started charging extra for essential, low-margin categories- rent, fuel, utilities, education, and government-related payments. These spends generate limited profitability for banks...

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