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The ratio between your total unsecured credit limits on all your liability accounts (eg, credit card CL, PL etc) and annual income If the ratio is above 1.5, it is definitely overleverage situation as far SBI is concerned.. Sometimes between 1 and 1.5 is also a borderline overleverage...

Indian Women Cricket Team created History.. Won their First ever World CUP !! Congratulations everyone !!

Just forget about this card in your case if you are not going to use Swiggy offer

Happy BirthDay Mate , @pprakash11 !!.. Enjou your Day.. Have fun..

Because: 1) They believe AI is going to be mainstream in the future 2) There is going to be tough competition in this field. 3) Adoption rate is a bit low at the moment. 4) They want to have early mover advantage in this field and they want people to be sucked into their systems well before...

This is a known issue.. Noone knows on what basis they are offering this pro card

Yes, you have to close 1 card. Max allowed axis cards is 3

It is CRIF score, not CIBIL

Sorry, can't provide any details about millennia as i never used it.. My first ever functional HDFC card is Infinia Metal.. So I had no experience of using any other hdfc card..

As everyone else stated, the tracking link is under maintenance for a long time... God knows when it will start working... But their email notifications are prompt...

It may be still work in progress.. wait for sometime..

http://m.timesofindia.com/articleshow/124980299.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst . .

Please go thru this thread.. Thread 'New CIBIL Reporting Frequencies of Various Banks from January 2025' https://technofino.in/community/threads/new-cibil-reporting-frequencies-of-various-banks-from-january-2025.35804/

As you don't have any credit cards yet it won't show you any limit ig..After hitting cibil it will provide you the approval.. make sure you put details as much closer to as possible as per last application in cibil.. The fact that it is being provided as ltf, there are more chances it is a...

Okay.. As others membwr suggested, it may be a pre-approved offer.. try to next steps and see..maximum you might get hit one cibil enquiry.. Nothing much..I don't think they will ask for any income docs.. If you dont want to risk wait for some other members views

Occupation details: Salaried preferable, Self employed also should be fine.. Keep spending using UPI and DC regularly.. I think it is more about time duration than spends that counts here.. In 3 to 6 months you should get pre approved offers

What do you see in the app under Menu -> Apply now -> Credit cards. ?