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For more details go through my thread I've covered most of the hdfc cards here https://www.technofino.in/community/threads/the-ultimate-credit-card-guide-%E2%80%93-one-stop-solution-for-all-your-queries-with-rr-analysis.37908/

Yeah, they were trying to sell a chargeable insurance cover. And yes, card issuers do ask for a nominee for some cards, but sometimes they activate chargeable protection/insurance covers for cardholders without their consent. I have never come across this with Axis cards, which is why I posted...

Have a small doubt, while I was applying for this card in the pre approved section for the first time it asked for Nominee I didn't think much and entered the name and submitted the applic. Why did they ask for Nominee? Today I received a call from Indusind bank as well to register Nominee...

Got the same offer today, privilege cc as LTF Closed my ace cc a month ago 1.8% - if milestone achieved 1% - base RR not a great card but can consider if u r looking for axis core card as LTF and EZD offer

Directly from amazon app- 3.3% Smartbuy- around 2%

Around 3% incl conv fee - smartbuy It's 5X RP (1X+4X) 1.33% - amazon App

App . .

Don't worry, The payment will be reflected within 3 working days happened several times to me

I don't think it's an upgrade; it's a downgrade. Some useful features are missing. A new CVV issue for IndusInd Amex cardholders. There’s nothing new to explore. The interface lags. The only good thing I noticed is a slightly better UI.

what you can do is: First Contact the Lenders Raise a service request with their customer support to confirm whether they report to CIBIL. Ask them to manually update CIBIL for your loan accounts. Use the term: "My loan account is not reflecting in CIBIL. Kindly ensure it is reported to all...

Found one of the most underrated HNI banking programs from a PSU bank—BOB Masterstroke and BOB radiance. On paper, it outshines most other HNI offerings, but do they truly deliver? While it’s true that BOB’s online banking facilities are not the best, I still feel they are better than IndusInd...

Most of these features are now just on-paper benefits rather than practical advantages. Banks emphasize them to attract new customers, but their actual usage has significantly declined. Regarding the locker facility—though I don’t want to delve too much into this—it’s a major scam by many banks...

Yes, it's possible We just need to req for scheme change/upgrade

No that will not impact your current applic.

It's not pre approved, it's LTF for you Most of the times they don't ask for income proof Most likely your application goes smoothly if you have good profile and existing other bank credit cards Go Ahead and fill the form with a good hope, make sure that you fill the address details correctly...

Yes, it's for new applics u can upgrade the card later if u have cobranded card. I had hdfc TNI and I recently upgraded TNI to FYF millennia

It's a good card, brother. Take it if you want. If you are not getting a 10% instant discount, simply upgrade your Swiggy card to a FYF Millennia credit card(Later conv this card to LTF) after six months. Don't miss this opportunity—you can easily upgrade the card via email. Mark this as...

I'd suggest you follow this path Start with BoB’s official grievance redressal (written/email complaint). If no response within 30 days → File an RBI Ombudsman complaint. For compensation → Approach the Consumer Forum. Report banking code violations to BCSBI. As long as you are in the right...

I don't fall under the salaried category. You're absolutely right keeping a large sum in a savings account isn’t ideal due to the low returns. However, I also don’t want to invest this lump sum in market-linked instruments right now. Given the current volatility, investing a significant amount...