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For setu they are tinkering with the PG which is resulting in failed payments. Lets see what will this result in but change is MCC without change in name is mostly not possible but yes keep track ppl.

This timeline for cooldown proved to be correct. The same person also divulged that this MAX LIMIT cap is dynamic in nature from 6-8 lac or number of transactions. Meaning if you do a 6 lac payment or multiple small transactions the result will be the same. Additionally the VISA/Mastercard...

The "YOU HAVE REACHED THE MAXIMUM LIMIT. TRY AGAIN LATER" issue is rampant it is coming to people who have either done several transactions or have done high value transactions. The cool down period is said to be 2-6 days but only experience sharing can show the pattern.

Something odd is going on with Canara Setu it's giving an error "You have reached the maximum limit. Please try again later" when trying to pay a 1.3lac HDFC bill. I have not used setu since last week for any payments this is the first time I am encountering such a issue.

Will check for IDFC tomorrow for these both its a audit exercise for the calander year since they will work on work done in EOY for the financial year end in 2025.

ALERT: Indusind and Federal Bank are in a freezing spree on accounts which used Debit cards for high amt payments "While Federal Bank is mostly doing credit freeze Indusind is doing total freeze" While these transactions can be anything CC payments genrally are high value. I am tracking a case...

It's alive.... The OTPs are flowing again and payments are going thru checked today. :)

Still not working whereas unipay is but slowly

My AMEX Plat seems affordable luxury infront of these so called experience cards.

There is a slowdown of sourcing ultimate CC. Either it is company mandate or natural idk but the slowdown has caused issue with funding on 360 products. There will be new products/ Vouchers but will be in limited supply depending on value, discount gotten by SC, perceived value, etc. So dont be...

Very quick you are also departmental store 🤪

Attention the transaction name has changed from :- THE CANARA BANK LIMITE MUMBAI IN TO RETAIL CC MUMBAI MH IN Possibility of MCC change let someone test and report back till that time use SBI UNIPAY, ETC.

Again available rejoice yay

You were lucky to get Decathlon and Max both are mia since long back. Since firstcry is gone the replacement for it mothercare is much more expensive and not worth the money. Now not many vouchers or products seem vfm at all whereas in "ELECTRONICS/LIFESTYLE" everything is MRP which can be had...

I remember there was a S22 Ultra for around 7lac+ points and I thought no one is gonna buy that and poof after some days it was gone meaning someone must have gotten it. Same for a Rado watch I had seen for 3-4lac points and poof after some days it was gone too. Are people who are sitting on...

Because cashback is not the same as points whose value changes with the change in banks. It is upto the banks to assign the value to these points and this is seen as an in-house promotion. Where as cashback comes in terms of monetary gains when it gets deposited to your card, a/c, etc you can...

When refund </> principal then nothing will happen since refund != principal amount it will be treated as a different transaction.

Dear All, I’d like to bring to your attention a critical clarification regarding the Points for Good E-Voucher and its implications for tax exemptions under Section 80G. After consulting with a Chartered Accountant, it has been confirmed that purchases made using reward points (such as Points...

Anyone got extra code from phonepe, veera or timespoint?. I need one

First of all this is not the court of law that you are arguing semantics, secondly what I meant was what I wrote mid-high value UPI was included almost always. You are free to rebuddle as much as you want but the whole point of this thread is rather to gain knowledge rather than to belittle...