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  1. arun4455

    ICICI Bank Emeralde Private Metal Credit Card Launched | TechnoFino Review

    I had checked on this with icici bank. They told me that this is standard that fee is shown for all the cards in app/net banking. however, as per MITC, the fee is not applicable on EPM. It is not charged on my credit card.
  2. arun4455

    ICICI Bank Emeralde Private Metal Credit Card Launched | TechnoFino Review

    199 annual fee not applicable on EPM, there is no fee.
  3. arun4455

    Bizgrow to bizblack upgrade tips

    I have recently got the bizgrow credit card (1 month old) as a floating credit card. Eventually I want to upgrade this card to bizblack credit card. I met the criteria of card limit and income. I tried for upgrade, but they rejected the request. How should I approach to hdfc bank for credit...
  4. arun4455

    HDFC bank is not issuing existing credit card upgrade to Biz Black Metal Edition

    How old your card was? And what was the spend on business regalia?
  5. arun4455

    Hdfc credit card upgrade

    any idea how old the card should be to ask for upgrade from hdfc bank?
  6. arun4455

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    On Swiggy app, it was showing paid card. Applied directly from hdfc under ltf offer
  7. arun4455

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    No, applied directly from hdfc bank website
  8. arun4455

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    I had applied for swiggy card. The bank rejected the application then I asked them the reason of card rejection. They told that they can't provide limit additional limit as I already hold hdfc card. Then agreed for issuing the card as a floater card. I have sent the floater card form to their...
  9. arun4455

    Festive Offer: Lifetime Free HDFC Bank Swiggy Credit Card | 5% Cashback Online 🔥

    I had applied for swiggy card. The bank rejected the application then I asked them the reason of card rejection. They told that they can't provide limit additional limit as I already hold hdfc card. Then agreed for issuing the card as a floater card. I have sent the floater card form to their...
  10. arun4455

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    What documents the bank generally asks for self employed income? Is only ITR enough? I am working as an independent consultant so doesn't have any registered office space.
  11. arun4455

    Federal application error

    Mine was updated next day No, federal Bank has one card policy.
  12. arun4455

    ICICI Bank Emeralde Private Metal Credit Card Launched | TechnoFino Review

    Whether anyone tried to claim the insurance for flight cancellation on emeralde card? I have emailed to icici lombard and they say that the policy number is not correct. I have taken the policy number from ICICI card benefit page.
  13. arun4455

    HDFC Home Loan & Property Insurance

    Both are different insurance. house loan is primarily if something happens to the property, while loan insurance is for if something happens to you. Loan insurance is always optional, the bank can never force you. For house insurance, few banks mandate to get the house insurance, which is...
  14. arun4455

    Card closure and fee reversal query

    I paid the fee and the card get closed. Now axis is denying to reverse the fee. Although they had agreed earlier when I had not paid the fee.
  15. arun4455

    Air India Maharaja Club transition hiccups.

    My voucher has not been transferred yet.
  16. arun4455

    Club Vistara details not transferred to Maharaja Club

    My active voucher has not been transferred to Maharaja club, while points has been transferred. Any one facing issue?
  17. arun4455

    Card closure and fee reversal query

    I have paid the fee to avoid cibil issue. As soon as I paid the fee, the card got closed and disappeared from the app. On refund of annual fee, whether I am eligible to get the refund as I have not used the card or I have to fight with the bank to get the reversal of fee?
  18. arun4455

    Card closure and fee reversal query

    I have requested Axis bank for Vistara signature card closure as I don't see much benefit now. I have asked the bank to reverse the annual fee and close the card. I have not used the card post annual fee levy. The fee has not been reversed yet as the executive told me that it will be subject to...
  19. arun4455

    Infinia Exclusive Infinia Reserve Card Benefits Revealed!

    It just look slightly better version of Infinia with higher fees. To make this successful, they are going to devalue Infinia further.
  20. arun4455

    Devaluation ICICI Credit Cards Major Devaluation

    Looking at the pdf, it looks like that it will be applicable for all.
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