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  1. windows10

    About the Saving account which caters senior citizen category with a debit card that has cashback benefits.

    axis deducts unknown charges on a regular basis. also their fd rates even less than sbi which is a psu bank thus lesser risk. so its always better for a senior citizen to opt for sfbs for higher rate of interest along with respecting 5lakh threshold and also complete the 15 lakh quota of scss...
  2. windows10

    About the Saving account which caters senior citizen category with a debit card that has cashback benefits.

    he also asked for good interest rate which axis never provides. also axis is a cunning bank and better to keep senior citizens away from axis
  3. windows10

    About the Saving account which caters senior citizen category with a debit card that has cashback benefits.

    U can try Ujjivan SFB, Au SFB and check out youtube channel "sahaj Info" for fixed instrument related suggestions they are good and updates u on fixed interest instrument regularly
  4. windows10

    Cashback SBI Card cashback calculation logic

    I have attached an excel sheet containing tabular chart for easy calculation of sbi cashback credit card transactions. Just input the details, amount, & make the invalid percentile either 5% or 1%, zero manually. All the calculations would correct most probably.
  5. windows10

    Multiple Rejection by axis.

    Yes 250 cashback received after few mails to freecharge, and card details visible in freecharge app but cant do transaction until physical card is received
  6. windows10

    Has anybody used TradeCred Application/Bill Discounting?

    Yaah share your mobile nuumber
  7. windows10

    New Cashback SBI card launched!

    No upgradation/downgradation allowed for this card already mentioned in twitter
  8. windows10

    HDFC Bank RuPay Regalia Credit Card has no International Airport Lounge Access!

    Thats i always try to stay away from rupay. Rupay may be india's own network & bla bla. But i always keep nationalism and finance in different boxes. Rupay's upi have had good outcome, but i seriously doubt the same would repeat with credit cards. Visa & mastercard are old players they know how...
  9. windows10

    Amazon Pay CC - Cashback % on Amazon GC purchase

    I think amazon removed itself from other sites so as to make apay card more powerful. Thats a good move by amazon. And there is no other way to get maximum benefit from amazon except amazon pay card
  10. windows10

    Is it possible to get ICICI Amazon Credit Card C2C?

    its invite only card i guess
  11. windows10

    Has anybody used TradeCred Application/Bill Discounting?

    There is risk everywhere. If keep ur money in cash there is risk of inflation. If you keep money in banks there is risk of default in case of pmc bank. if you invest in stocks mf there is liquidity and price volatility risk. So p2p also comes with some risk, thats why high fixed returns are...
  12. windows10

    Has anybody used TradeCred Application/Bill Discounting?

    Liquidity is best in cred mint, in bharat pe they have 48hrs payment thing. And they(bharatPe) have management issues. And bharatpe gives money to lendbox who is worst system of money repayment. Money repayment in lendbox happens when the borrower repays. 12% may be higher but i cant risk...
  13. windows10

    Need help with investments

    You did not mention ur age, so it would be tricky to know ur actual risk profile. So as per my suggestion, invest in 10% of investment amount in us equity (preferably mf route) 20% in sensex fund 30% direct indian equity remaining 40% i would prefer to park in high return fds(atleast 7-9%) of...
  14. windows10

    Has anybody used TradeCred Application/Bill Discounting?

    I have used tradecred. Basically its better to invest in 90-180 days maturity ones. Liquidity is subject to ur invoice being sold to another. so a little problematic. So in simple words cred mint is better
  15. windows10

    Does applying for multiple credit cards affect score?

    Fully agree with ur points i also applied for cards from banks link yes, indusind, sbi, axis, & idfc in august 2022. of them only idfc got rejected after showing approved limit of 113000 ( will ask for reconsideration) My cibil only went down by 2 points, 775 to 773
  16. windows10

    Multiple Rejection by axis.

    You can use amazon for making payment. I dont have policy with lic but i have with sbi life they allow everything so your loss.
  17. windows10

    Multiple Rejection by axis.

    You can pay premium of any insurance company be it lic, sbi life hdfc life exide life max life etc
  18. windows10

    Multiple Rejection by axis.

    Got hold of this card August 2022. 10,000 (completely axis thing and no limit enhancement till date). Now only one freecharge card is there, and that is Axis Freecharge Plus Credit Card. No cashback capping, In my welcome letter its clearly mentioned. Talking about insurance premium, it doesnot...
  19. windows10

    Multiple Rejection by axis.

    Try with a different freecharge account, after 1 month it might get approved. I also got rejected in 1st account then 1 month later tried with another account and got approved
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