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  1. alphadark7

    Home loan repayment wrongly recorded

    https://www.technofino.in/community/threads/how-to-file-a-complaint-against-a-bank-on-the-rbi-banking-ombudsman-portal.3130/ Refer this post
  2. alphadark7

    🚀 CIBIL Score Flex! Let’s See Yours! 🚀

    Gold and Silver positions of this post will be changed 😂
  3. alphadark7

    🚀 CIBIL Score Flex! Let’s See Yours! 🚀

    Let me get Mom and Dad on the platform too 😂
  4. alphadark7

    🚀 CIBIL Score Flex! Let’s See Yours! 🚀

    My father, just touched 825 in CIBIL score My Mom's CIBIL is 815 I am on 800, my sister is on 794 and my wife is on 797 I think I'll take Gold, Silver and Bronze positions 😂
  5. alphadark7

    Google Pay Laddoos!

    Done, sent Trendy
  6. alphadark7

    Google Pay Laddoos!

    Need 1 dosti ladoo https://gpay.app.goo.gl/CTG7DN And I have 4 Foodie ladoo Feel free to take one using this https://gpay.app.goo.gl/ZWSPb7
  7. alphadark7

    Need help building my credit card portfolio

    Apply for any IDFC card, even Millenia works, as and when you will get limit enhancement your card will be auto upgraded to Wealth (wealth needs 4 lakhs limit) Best rupay card is IndusInd Rupay platinum, gives 2% reward rate
  8. alphadark7

    Is it worth taking Tata Nue card?

    https://pay.indusind.com/splitLimit/landing/rupay_platinum/v1?utm_source=website This one
  9. alphadark7

    Is it worth taking Tata Nue card?

    Best Rupay CC right now is from IndusInd, gives 2% reward rate.
  10. alphadark7

    Best place for Baht conversion

    Most preferred option is CC Eterna gives 3.75% in cash reward on a 2% forex, effective return in 1.41% or RBL World safari CC has 0% forex with no rewards.
  11. alphadark7

    Any drawback to paying off cc right away?

    There is no drawback Recommended way would be to have a separate account where you transfer that money and pay when the bill is generated Would help you earn some extra interest
  12. alphadark7

    IndusInd Pioneer Account query

    Never heard of getting Pioneer Heritage metal at 15K Do keep us posted
  13. alphadark7

    Redemption date of SBI Vistara CC complimentary flight ticket?

    It generally takes 15 days from the day of your billing date to get the voucher You can use the voucher within 9 months from the day it was credited to your account You will have an option to redeem within the first 6 months, whenever you redeem it, you will have exactly 90 days to do the...
  14. alphadark7

    Credit cards with free spa visits

    Yes, it works Spa is in front of Amex lounge
  15. alphadark7

    How to cancel the Vistara ticket booked by CV points?

    That is correct I've personally booked and cancelled later on
  16. alphadark7

    Seeking Advice on Credit Cards (Infinia + ? ) - Need Your Input

    Yes Private has an effective statement benefit of 2.41% on forex spends and higher if you convert to CV or intermiles
  17. alphadark7

    ICICI Bank Not Refunding Money

    https://www.rbi.org.in/commonperson/English/Scripts/Notification.aspx?Id=3074 You can actually claim penalty, please go through the above link
  18. alphadark7

    How to change Emerald variant from Visa to Master and Amex?

    Customer care can't do anything, try via Twitter or via RM, online is impossible
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