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If it's on Rupay network, you can check last 4 digits on Phonepe by setting up UPI ID as it fetches card linked with your mobile number. With last 4 digits you can check card limit, validity, even complete card details on HDFC portal.

After long wait from fyf, I was offered LTF on 9 Oct 2024. I immediately applied and completed vkyc. CIBIL hit was done. Till 15 Oct, there was no update and then received message of rejection. I enquired through mail and now they want declaration form along with one address proof to be posted...

Bro, It was SC card without income proof. For HSBC, I had to provide income proof.

But for NIT Trichy, Warangal, Surathkal, its still sapphiro.

Finally, Some more NITs are added now in the alumni list but they are offering Rubyx to newly added NITs

New Designed Card is available w.e.f 15 June 2024. So do request for replacement after 15 June. Confirmed with CC

Yesterday I got offer for BoB Snapdeal card. Grabbed it. Having Easy VISA Card.

Haven’t you tried to convert existing Rupay easy to Snapdeal or additional Snapdeal Card?

I think BOB Snapdeal is offered to only those customers who hold Select and higher variant. I am holding easy and getting easy Rupay Card offer. However, my wife has select and she got Snapdeal card offer.

always try after at least 1 year and spending around waiver amount.

Now days, People hold more than 1 card for offers and all. Even 5 to 10 cards. I have 23 cards from almost all banks. mostly LTF. Its not possible to use all cards and waive off the annual fees for each and every card. I personally used this trick and made my Millenia LTF in last month.

Converting Paid HDFC to LTF card is very difficult now. You can try after 1 year. Better you spend more than 1 lakh (Renewal waiver amount) in a year and then try to convince them to make it LTF. Success possibility will be more but not 100%.

Thats understood but 500 is crossed. That’s why confused.

Is it Life Time Free?

They converted LTF very easily even I didn't ask for LTF. I will try for LTF upgrade after a while.

Successfully converted my Yes Bank Prosperity Rewards Credit card from Paid to LTF through retention team. I was about to raise request for card upgradation as Yes bank usually offers upgraded card LTF if existing is LTF but they have specifically mentioned that Any upgrade in future will be...

Was there a CIBIL hit?

Classic, I wanted Select but she was eligible for classic.

No I left the process when they asked about employment and surprisingly there was an option to ender details of other bank credit card with limit just like normal C2C application.

I didn’t complete application process so no idea.