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Rightly said, nothing matches the Manufacturer's warranty. We have 3 LG TVs & except 1, the the other two are high ends and we got 1+2 yrs warranty by manufacturer. It does give piece of mind. (one of our LG TV is around 10 years old, still got excellent picture quality) One of earlier TV was...

That's fair point, but 20K is too steep for railways lounge. 5K limit would have been decent. Alternatively, I would have rather put condition ; ticket (airline/railway) should have been booked by the card to be eligible for lounge access. No. of ticket booked, enables equal no. of complimentary...

I dont think; ppl will close it because of this. Many had just kept it for occasional Bank Offer, Movie Ticket, lounge etc. Till the time its LTF, it doesn't harm occupying my drawer space.

First ICICI & now IDFC. Add-On cards are chargeable for LTF main cards 20K spend limit for railway lounge.. Really?? Are we heading to times; where ppl will only keep 2-3 cards which they actually use and close all others as they get so de-valued, that they loose sense to keep them

That's not true. I had regalia which I closed last year. I recently applied and got Regalia Gold. If you close Core card; but not the co-branded; then one may not get core card again. (Strange, but that's what I have read across forum)

If I have to guess, additional health parameters are being captured to identify if multiple people are using watch to cover up the steps. People may share watch with family members to boost up steps

Yes approved & delivered but not activated. Downgrading may not work that time; if they don't have any ongoing LTF offer. They'll rather downgrade to a paid version.

I applied for Regalia GOLD during the end of year offer; only to realize later that it is FYF and not LTF. Any option to convert it to LTF or opt for Millinea LTF. Should I not activate it and apply later; as & when future offer come. I won't be able to cover 4L milestone (may not be half of it)

This has been the problem with PNB. Faced same issue last year; got reversed later. Same happened this year; got reversed after an email I recall SBI used to do same; but they used to reverse automatically without any email but PNB only reverses, if there is a request for same. I was planning...

My experience with Flipkart exchange has been terrible for all the 2-3 times I did. Though the value was never reduced, but it took me multiple attempts to get the exchange done. (This loop hole is fixed now, but earlier, you could place multiple orders with same device exchange). I used to...

Faced an issue with HDFC Fastag. I generally dont keep much balance in my fastag and recharge based on need before travel. I had to travel a week before Diwali, so logged in Paytm to recharge my Fastag. It showed me balance of 800+ which definitely was not correct. I never keep big amount in...

After lot of followup and escalation; Swiggy finally resolved the matter. They re-issued the gift card with a years validity. Though they didn't say, if its part of process or an exception given; but the amount of mental agony it took; i'll rather consume them timely.

Last visit was in Delhi T3 and it was 30% occupied. There was no queue at entry (around 6 AM). Queue started building up post 7:30 but it was never more than 10 min of wait time There's a new Rupay lounge (near gate 41). You can access it, if you find queue on the first one. Accessed lounge...

Been using iphones since 3GS. Until iphone 6; i used to upgrade every year; but post 6 it's been alternate year. Last I got 14, now I plan to extend my usage to 3 year (atleast). So probably i18 will be my next buy. Like iPhones where initially exciting every year; they are not anymore. The...

As of now, I'm not aware of any guidelines and/or negative impact of dormant accounts. Worst case, one may not be able to open another account in same bank

Dont recall now. Could be Voter ID, as that's the only govt ID proof I have. Rest is IGL & Electricity bill, which I guess they don't acknowledge.

This is not entirely true. My permanent/aadhar address is 500 km away from my current address and permanent address is non serviceable. They asked for an additional address proof for my current address and video verification location shouldn't be either of them. I know of few other, who have...

to close the dormant account, you would first need to make them active and in most cases; it will require re-KYC (mostly by branch visit). You can try transfer Rs 1/- to see, if account is really dormant or not. If not, I suggest you transfer all money to alternate account. and then close them...

Not sure, why that was even required to be mentioned. Always keep docs accurate & updated. You never know when & where, it may become problematic and become critical MC is to establish relationship and not as address proof or nationality; but our policy makers often don't do, what seems to be...

I buy from amazon website itself. I get the 5% cashback.