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For PDC. If 2 points are earned for every 200 spent, 2x means 4 bonus points for 200 spent. Hence to reach max cap of 1000 points the spend threshold should be 1000/4*200 = ₹ 50,000. For VDC. If 4 points are earned for every 200 spent (2 normal points and 2 bonus virtual points) 2x means 8...

There is a limit of 2000 coins per calendar month which means max 40K spends in a month. Additionally the following limits also applies according to tata neu chat support: 1. There are certain bill payment limits applicable to credit card payments for the following categories a. Electricity...

New Campaign by SBI. Sunsational Deals 2X RP on electronics, apparel and lifestyle. Min transaction 1000 Max RP 1000 Apr 1-15 is the campaign period 4900 MCC is eligible. Use Unipay/ Freecharge for CC Payments

I just paid right now. Was able to use the debit card option. Maybe try to remove the debit card from saved cards and try again by not tokenising the card. I can see that the add debit card option is there. Or maybe this restriction is account specific. Can others also confirm this?

You can only pay upto 70% of flight/ hotel booking with points now. There was no restrictions earlier. Also bonus reward points will not be earned for the 30% paid in cash.

Use Ebix Cash BHIM UPI app on android to transfer the wallet balance to your account via upi for free

Is the new HDFC Platinum DC available on both visa (platinum) and mastercard (platinum/world) network? Anybody has applied and received the card?

you can only pay upto ₹1000 twice per 30 days without incurring additional convenience fee of 1.02% + 18% Effectively 1.2%

Jewellery is not an excluded category for the wealth credit card. It will earn 3 RPs per 150 spent on the first ₹ 20,000 spent and 10 RPs per 150 spent for spends above ₹20,000. The points you have earned is as follows: First 20K: 20,000/150*3 = 400 Remaining 27K (base): 27,000/150*3 = 540...

Yeah. As if HDFC doesn't know about this loophole. Pretty sure they just let let it slide. After all, this was one way to increase credit and debit card usage. Surprise surprise, who benefits from that? Ofcourse HDFC bank lurking up all that MDR. I always used to factor in that extra 1% reward...

2 times in a month. After that 1.18% Fee on the total amount. This loophole was earlier exploited and plugged a while back. But its good enough to reach 250 RP on HDFC Platinum DC to extract that last few RP

For me, for the first few days it showed as shopping, then automatically changed to Loan (EMI). I think the MCC is 6012

It starts of for me with the welcome Message in Hindi and then says "to continue in English press 1, to Change the language Press 0". I guess it is saving the last chosen option which is a good thing. It doesn't matter to me, which comes first as long as English/Hindi are first or second. I am...

Does international transactions made using credit card come under the LRS ambit? I have never been charged TCS for the same.

Isn't it a quarterly milestone? For 4 lakh spends per quarter. I can confirm I had received the same. There is no link as such. 10K RPs get posted to your card automatically. Check the statement.

Tried with a small amount twice, amount was debited and the app force closes for some reason hence the payment is showing as pending. Both times the same result. Think I would need to raise a chargeback with HDFC

Got my application approved thanks to @Himanshuch 's link. This is my second application for Tata Neu Infiniti. Initially applied in October and was Rejected. Sent a mail to Grievance.Redressalcc when they sent a floater application form through the branch. I went to the branch and signed the...

If your credit card is BBPS enabled you can use Airtel, JioPay or Canara Bank BBPS. I have tried and tested all three

I was able to block the card to prevent misuse (Didn’t check if I could modify transaction limits) I noticed on twitter that few users were complaining on the au bank account. Regarding receiving multiple otps to authenticate transactions. So there is always that line of defence well, unless...

Clearly two different cards the first one is not mine. From this menu if I press back, I am able to view the transactions, cardholders name etc of the card which is not mine.