My father paid bookang amount for both Speed 400 and X440 and did not bother to collect the booking amount from Hero because the amount of randy rona they be doin
RR was giving around 30 when i bought it and now it's 28 (second hand bought at 5k km 1.5 years old for 60% of the on-road price) now at 10k km, cumulative age a little over 3 years
Bro not all cards can be randomly converted if they are not even launched
All Vistara cards from Axus and SBI are on Vusa only and IDFC is issuing through MC
Lastly Abhishek bhai will let us know any and all Rupay card variant launches