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  1. Patil007

    @Garry I have SBI BPCL but now that become LTF. I am using HDFC Platinum Debit card to cover...

    @Garry I have SBI BPCL but now that become LTF. I am using HDFC Platinum Debit card to cover Lounge access on 5K spend/qtr
  2. Patil007

    Thinking to close below unused card. I have never used these cards for any offer or anything...

    Thinking to close below unused card. I have never used these cards for any offer or anything. Just lying in my portfolio. IndusInd Legend- LTF Yes Bank FinBooster - LTF BOB HPCL Energie - LTF Kotak League platinum RuPay- LTF
  3. Patil007

    Federal Bank Scapia is Back with Issuing New Cards

    Yes, I got approval. I have Imperio card.
  4. Patil007

    Federal Bank Scapia is Back with Issuing New Cards

    They are providing now for existing holders as well.
  5. Patil007

    Federal Bank Scapia is Back with Issuing New Cards

    I don't have saving account. I am existing credit card holder, still got this card approved.
  6. Patil007

    Scapia credit card

    10K spend/month is the condition for lounge.
  7. Patil007

    HDFC Bank is rolling out Limit Enhancements for Credit Cards - February 2025

    I got LE from 4.6 Lakh to 6.09 Lakh on Millenia.
  8. Patil007

    SBI Cashback Card LE Rejection

    Same here. Tried with Max as well as lower limit. Both rejected.
  9. Patil007

    Pro Tips to Make a SBI Card Life Time Free

    Mail subject is: Convert Credit card into lifetime free. Card details I have mentioned in mail along with my registered mobile number but due to security purpose I have crop the screenshot. Card is BPCL.
  10. Patil007

    Pro Tips to Make a SBI Card Life Time Free

    What do I need to check?
  11. Patil007

    Pro Tips to Make a SBI Card Life Time Free

    This email address: customercare@sbicard.com
  12. Patil007

    Pro Tips to Make a SBI Card Life Time Free

    Yes, after specific interval. keep sending them mail. Mostly every 6 months.
  13. Patil007

    Pro Tips to Make a SBI Card Life Time Free

    I have converted my SBI BPCL paid card into Lifetime free now. - Card is three years old ( Dec 2022). - Using for fuel purchased and insurance payment to avoid annual fee as fee waiver criteria is just 50K/year. - Was sending mail to SBI every six months for LTF conversion. - finally they have...
  14. Patil007

    Want to close the oldest card

    3-4 months is fine 👍
  15. Patil007

    Want to close the oldest card

    I have closed my oldest ICICI HPCL Coral credit card today. It is 8 Year old card. I know it will affect my CIBIL, but will it recover post 3 months?
  16. Patil007

    Federal Imperio Offered! Take or LetGo?

    I got automatic limit enhancement offer.
  17. Patil007

    Federal Imperio Offered! Take or LetGo?

    Yes Federal and AU banks are best in terms of Online offers and Spend based offers.
  18. Patil007

    INDUSIND legend is Worth it in 2024 for people looking to get lounge access for family members

    Happy to know there is no spend based criteria yet.
  19. Patil007

    INDUSIND legend is Worth it in 2024 for people looking to get lounge access for family members

    2 complimentary international lounge access every year right? It gets added without any fee each year?
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