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People need to remember, the bank is NOT your friend. They're there to MAKE money. Nobody at the bank is giving you free stuff, it's just incentives for you to make money for them.

You fell for the trap. They've been trying to sell insurance products quite badly. From the last time I checked some of their products they had bad reviews because they are third parties, not directly AMEX.

This is really frustrating for those already with AMEX. The fees are really high, now higher with barely any extra value. Compared to many countries the fees here are outrageous. Now because of the yearly benefits they'll probably deny any retention offers which could have been better...

For me the only issue has been the 3-4+ daily IDFC spam calls offering loans... Hands down, they're worse than Paisa Bazaar or thrashy sites like those, they're worse than pests. Activated TRAI DND, IDFC DND, raised multiple requests for them to stop calling, escalated to PNO, and so on...

Clear the dues then deal with the reversal. Many companies don't mind or are open to discuss about these things, nobody wants a pissed off customer that feel they've just been ripped off. Personally with Axis, I had my Samsung Visa Infinite charge me the annual fees on the 12th of X month, I...

This could be a data leak from anyone. Even my amex got hit with random charges. There's no data privacy or protection in India, not even a slap on the wrist for the negligence of a lot of companies here regarding data security. Specially around the CC sector half the country's data is...

50k for the Axis Burgundy Private Debit Card if you don't meet the TRV. https://www.axisbank.com/burgundyprivate/theonecard

You need a legal agreement to become a guarantor. Without the agreement and signature, this is plain harassment. My take: if he keeps reaching out, throw this guy's number on a SMS bombing website.

Great, more ads now as comments.

This has nothing to do with bad service but rather self entitlement...

I hope someone in AMEX checks this thread. They reply fast, they reply very nicely, and they often assure solutions. But the backend? Slow, inefficient! I tried their services a few times and far from happy. I requested them twice to help me pickup my passport from Delhi and deliver it to...

Needless to say, if you used the same password from Accor elsewhere... CHANGE IT. Even if you used a different email, they know your personal details which can be used to find other accounts even if they have a different email or username!

Yes. A simple alphanumeric password can easily be cracked even when hashed. Even with symbols, any password short enough can be cracked quickly with nowadays computing power. Well, you can also export the data if you wanna use it elsewhere or to another password manager. Theirs work literally...

People like to reuse their passwords. So what happens is some of your personal details, including email and password have been leaked by a website. It could be new that nobody knows or a website that even went out of service many years ago. Now they will try to use that email and password...

If you're genuinely interested and you are eligible ring them up and ask. Banks in the US aren't obligated to only accept SSN/ITIN for opening a bank account, but it is at their sole their discretion. Some branches will let you, some won't. If you don't have these IDs you'll most likely be...

HSBC Premier only facilitates opening the bank accounts remotely, where they're permitted to do so. But if you show up in person to the bank branch in any jurisdiction where you meet the criteria to be able to open bank account, you can do so. Some will let you open one online if you register...

There's really trashy members in this community. As for Marriot you're stuck. These cases are rampant, if they had access to your account means they could have changed your email, security questions and so on... Get a PIN lock if you retain your account, that should make sure it doesn't happen...

Few things, doesn't matter whether you have HSBC Premier or not. 1. Banks have to abide by local regulations, that will exclude you from having a bank account in many jurisdictions unless you have the paperwork (long term visa, tax registration, tax residency certificate, etc). HSBC can't open...

Sadly most of these 18k-20k charges to London is mostly passenger and airport service related fees. I'd fly to other destinations nearby or perhaps enter or exit via another country to save a few thousand.

Yeah, that has always been my criticism specially with the blanket approaches of this government. No matter what they do, they'll make hundreds of millions of people pissed off. But this is partly fault due to a broken and retarded government, because I can't find a more appropriate word to...