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  1. xfactcc

    OneCard Credit Card closed without my consent....!!!Seeking guidance to file RBI OMBUDSMAN CASE...

    Mention all of the above in good composition, then add 'if the RBI still considers the previous position inspite of it all then I'd humbly request that the 5k is given to me as cash in account as I do not have utilise Amazon's services, and I presume it shouldn't be extra burden for RE, as both...
  2. xfactcc

    Airtel Black Query: Switching to Prepaid for Rs.707 Tariff (WB)

    I have airtel black postpaid in WB, Rs.707 for 40 mbps net + dish tv. Can I switch to prepaid? Anyone has experience or uses/switched prepaid? I have heard for Jiofiber, disconnection request, then telling their cc you want prepaid works, would it here? -Also, prepaid and postpaid tariffs...
  3. xfactcc

    New Variant of Fi Money Account- Fi MONEY PRIME

    Not sure if anyone else has posted already, posting for your convenience: New changes in Fi Money: introduction of new tier Prime for all (not just salary holders), tier qualifying balance 1 lakh. Difference is 3% cashback, max Rs. 1000 cashback per month -compared to Infinite: 2% cashback, max...
  4. xfactcc

    Indusind Pinnacle Credit Card with 0Mab Exclusive Saving account offer is reopen for new customers

    Wasn't existing users also able to do this? E.g. hold Legend card, have Pinnacle with split-limit, open Exclusive singly or joint if already has account, then make it 0mab?
  5. xfactcc

    Unity Small Finance Bank Online Account Opening

    Opened account after reading the hype here. Preferred offline home visit, booked by calling 1800... number. Chosen branch staff called and insisted on IP cheque to proceed or asked me to open online. Ultimately dropped a mail to their CS, asking why IP cheque is mandatory and someone here...
  6. xfactcc

    Please provide email escalation matrix for ICICI Bank

    Give them three 7 days before RBI bamboo.
  7. xfactcc

    Need advice, Navi CC bill pay failed later and got reported to cibil :(

    Conversely what's the antidote? I have numerous credit cards... Autopay? If so, which provider for minimal fail? Please advice...
  8. xfactcc

    Need advice, Navi CC bill pay failed later and got reported to cibil :(

    Need advice, I pay cc bills via Navi using Fi dc, for BPCL card, total bill with annual fee around this time was 693, I cleared 500, then 193. 500 got thru, but somehow 193 failed which I noticed today when I got sms of late payment. Minimum due was same as total due. Now got reported to...
  9. xfactcc

    Got unexpected Rs. 1500 GV from Swiggy credit card. Why?

    I received the following email for my Swiggy credit card for a gv of Rs. 1500 which I redeemed for Amazon shopping voucher. I don't know why... any clues? I had set up an EMI for a phone on Flipkart in that month (there may have been an offer like this... i don't remember precisely) but that...
  10. xfactcc

    [Need advice] Jio Bank saying only new customers will get Rupay plat DC, asked me to close and reopen

    I just checked mine via Jiofinance app, got for the free Rupay platinum card. Thanks! Case closed.
  11. xfactcc

    Flat 80% OFF on RuPay Gift Cards | Applicable on payment via UPI | Valid once per customer per account | Valid on Rs. 5 order value

    Oh Abhishek, so bold and true, For Rupay cards, you see it through. Big or small, you give your all— A gem so bright, beloved by all!
  12. xfactcc

    [Need advice] Jio Bank saying only new customers will get Rupay plat DC, asked me to close and reopen

    Hi, As the headline explains, I have years long Jio PB account, I am still stuck with UPI dummy DC. I contacted their CS and got informed that Rupay Plat DC will be available in future for me but not sure when... They asked me to close existing account and open a new one for immediate...
  13. xfactcc

    SBI Cards data leak and fraud attempt!

    I got hit too...
  14. xfactcc

    Please provide email escalation matrix for ICICI Bank

    Tweet them scathingly with any SR no. or go to RBI and they will definitely respond.
  15. xfactcc

    RuPay Card and UPI offers, Discussion and News group

    @TheGuy none specifically, just my desire to collect these new-age credit cards...
  16. xfactcc

    Cosmos Bank & Galgal app - Zero Balance RuPay Platinum Debit Card Coming Soon

    Signed up around May-June when you first posted... so far no communication. I will be watching out 👀
  17. xfactcc

    RuPay Card and UPI offers, Discussion and News group

    Too bad I have two cards, Neu+ (first), then Swiggy, yet when I saw its ad on Payzapp, I went for it... resulting in CIBIL hit and rejected application 😅 but one gets greedy!
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