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  1. gischethans

    Kotak Mahindra Is Bank Now Accepting New Credit Card Applications

    Mine got rejected, stating I either don't meet the income / CIBIL criteria. My accounts have always been in good standing and even Kotak shows a pre-approved personal loan of 6L and home loan of 1.8 crores. :mad:
  2. gischethans

    Kotak Mahindra Is Bank Now Accepting New Credit Card Applications

    I got a confirmation on X stating my application was received and was asked to wait for 7 days. It still does not show up for tracking.
  3. gischethans

    Kotak Mahindra Is Bank Now Accepting New Credit Card Applications

    I approached them on X yesterday, and they called me in a few minutes seeking the application number. I provided the same, but no update so far.
  4. gischethans

    Kotak Mahindra Is Bank Now Accepting New Credit Card Applications

    Looks like their backend is still broken. Even after 24 hours, my application is untraceable on https://www.kotak.com/en/transaction-services/track-application.html. Tried application form number, mobile number/DOB etc. Neither did I receive the application form PDF as mentioned in the SMS.
  5. gischethans

    Kotak Mahindra Is Bank Now Accepting New Credit Card Applications

    Nope, no consent has been sought so far. I am an existing customer with a savings account, not sure if that makes any difference.
  6. gischethans

    Kotak Mahindra Is Bank Now Accepting New Credit Card Applications

    I applied for a League Platinum for zero fees. An application number got generated but it cannot be used to track the status. Neither can I track the application with mobile number / DOB. The SMS promised an update in two days - have to see how it goes.
  7. gischethans

    SBI Card Fraudulent transaction Chargeback request was rejected

    Unfortunately, nothing. SBI Card kind of accepted the issue but there was no compensation since the issue was notified to them after 60 days or so when they expect it to be done in 30 days or lesser of statement generation. My friend being a busy guy did not follow up later.
  8. gischethans

    HP Pay on TataNeu

    It's not worth the cashback and tension when it does not work. I won't bother repurchasing these vouchers. Further, I don't understand why the max denomination is only ₹1000. Pump guys won't be excited to enter multiple 16-digit codes to redeem against full-tank fuel.
  9. gischethans

    HP Pay on TataNeu

    I decided to try today itself and approached another fuel pump with confidence. While they had an idea, I guided them to the right option and gave the PIN instead of card number. I could use up ₹1000 in one attempt. I don't know if entering it within 60 seconds made the difference or it was some...
  10. gischethans

    HP Pay on TataNeu

    I tried in two different fuel pumps today and kept getting invalid voucher code errors. Tried with both card number and PIN. I have ₹1000 at stake.
  11. gischethans

    SBI Customer Segment Upgrade

    Where exactly did you get this prompt? My account has been stuck at Silver for years despite being eligible for Platinum/Diamont.
  12. gischethans

    Any suggestions for credit card bill payment after hdfc billpay not giving Cashback.

    When autopay is set up for a credit card when does the amount get debited? The thing is I have auto-debit enabled for cards either through mandate or net banking for non-HDFC cards and don't want to see double debits happening.
  13. gischethans

    NACH e-Mandate - termination issues

    I had set up eMandate-based SIP through MF Central early last month. Soon after creation, I realized that it was a daily SIP and not monthly. With multiple dropdowns on the page, daily is the default. With MF Central being the least supportive, I had to cancel the SIPs from the UTI site. All...
  14. gischethans

    SBI Card Fraudulent transaction Chargeback request was rejected

    Nothing positive so far. He said this - "The discussion with SBI Credit card team is still going on. They are struggling to prove their case and every time they are sharing some proof, I am identifying the gaps. SMS logs are looking like cooked up" As it is already 30 days, I have asked him to...
  15. gischethans

    Should I close my LTF Coral Rupay Card?

    I thought you only had Amazon and Coral. If you have other cards including the premium Emeralde, you can close your eyes and go for Coral's closure.
  16. gischethans

    Should I close my LTF Coral Rupay Card?

    IMO, you must close it if you are not using it. There's no point in worrying about a CIBIL score drop if you are not using it effectively. At the same time, you could try escalating your case again and request for LTF conversion again OR try a downgrade/get an additional LTF platinum card as...
  17. gischethans

    Should I close my LTF Coral Rupay Card?

    It's not the oldest. Just got it less than a year ago when they were handing out LTF Coral Rupay cards.
  18. gischethans

    Should I close my LTF Coral Rupay Card?

    Good points but it has been years since I travelled by train and I don't book movie tickets either. Still, for the railway lounge, I have IDFC Wealth.
  19. gischethans

    Should I close my LTF Coral Rupay Card?

    I currently have these Rupay credit cards ICICI Coral Rupay - LTF Axis Neo Rupay - LTF HDFC Tata Neu Infinity - FYF, took the plunge just a week back as it felt awful to earn just 20p, 25p in terms of points from Axis and Coral. For Neu, my spending is only on Tanishq and at this point...
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