I have 2 credit cards and lots of pay laters .I never use them ever .I was keeping them because the appear as always paid so I thought they might have positive effect on my cibil.
But I am now thinking of closing them.Please give your views.
One more question . Suppose I buy the 5% plan for 299 (90 days). Now for 5% cashback do I have to hit the milestone i.e Rs7500 spends every month or just once in the first month
Thanks for your reply. It would be very kind of you to please tell how to find the mcc code after the payment.I have looked everywhere on the net for the same but for no avail
I have the basic idea that mcc are codes given by visa,mastercard to stores to identify transaction's type. Lately I encountered some forums on this platforms where people were asking the mcc codes the cc issuer gives cb on? I was wondering what is the use of that because we don't know under...
I was wondering when I apply for a cc what can a company see in cibil report .obviously it can see my score but can it see my existing cards,age of cards etc