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  1. Salvator

    What happens if there is a negative miles balance while closing an Axis Magnus or Atlas credit card account?

    I have a similar issue right now, the terms and conditions say they will charge you at 0.20 paise for negative points, is that true or can you still close the card if it has negative edge balance?
  2. Salvator

    United MileagePlus Air India and Vistara Flights not visible for award redemption

    noo can only find crap airlines like egypt and LOT, cannot see any united, vistara, AI, Swiss, Lufthansa, Turkish, Swiss or any other good airline?? what is happening
  3. Salvator

    HDFC Mariott Bonvoy LTF

    Did you end up with a LTF offer? I too applied for a marriot card and I am hoping they give a LTF offer if I don't activate it
  4. Salvator

    Visa Forex Markup Clarification, new added dynamic ECB rate for all transactions?

    please see the screenshots attached the rate is over and above the 2% + GST markup making the total markup sometimes almost 4% in that scenario it is better to take a prepaid forex card isn't it? im coming across this for the very first time
  5. Salvator

    Visa Forex Markup Clarification, new added dynamic ECB rate for all transactions?

    on the visa exchange calculator website it is showing a ECB % markup what is that? and that markup it over and above the HDFC 2% +GST markup you can check here https://www.visa.co.in/support/consumer/travel-support/exchange-rate-calculator.html
  6. Salvator

    Visa Forex Markup Clarification, new added dynamic ECB rate for all transactions?

    Hi TF community I hope y'all are doing well I need a little bit of insight from y'all I'm traveling to Europe and hold an infinia card which has a 2% markup + 1% global value program cash back But on the visa exchange website it shows a dynamic markup over the above said markup called...
  7. Salvator

    Axis Magnus Has Airvistara been removed as a Transfer Partner?

    can you close the card if you have negative ER or will the bank deduct charges from your card?
  8. Salvator

    Axis Magnus Axis Magnus Monthly Milestone Reward Points Tracking (Check Yours)

    I haven't received the jan milestone bonus of 25,000 which im eligible for, on calling the customer care they said the turn around time is till end of April, anyone else like me who Is still waiting and hasn't received it?
  9. Salvator

    Credit Card or Forex Card for travelling abroad on a vacation?

    Hi Guys I wanted to know which is more beneficial and cheaper to use when travelling abroad. I plan on going to the UAE. I hold an Infinia Credit card where the forex mark up is 2.18% and reward rate is 3.33 + 1% for global value program. Makes the effective reward rate of 2.15% But I wanted...
  10. Salvator

    Revised terms and conditions for Spend based milestones

    is the payment made on redgiraffe on payzapp counted as insurance? will you get rewards points for the same on hdfc Infinia and will it be counted as milestone benefit for axis Magnus?
  11. Salvator

    Axis Magnus : Optimal Usage Guide and Valuation

    For Magnus monthly milestone does the date of transaction count or settlement date? For example if I do a transaction on 31st December and it is settled on 3rd jan will it be counted for the December month monthly milestone?
  12. Salvator

    Axis Magnus Rent Pay?

    Will you still get the milestone bonus if you pay 1 lakh rent?
  13. Salvator

    Axis Magnus : Optimal Usage Guide and Valuation

    How soon do you get the tata clip voucher after signing up for the card? Do you have to wait for your first bill statement or can you request for the voucher as soon as you get the card?
  14. Salvator

    Axis Magnus : Optimal Usage Guide and Valuation

    Hi I am new to Magnus. I already have an Infinia and the accelerated reward point system is pretty straight forward and basic. However I am very confused with that of Magnus. Can you please tell me what is the equivalent of hdfc smartly for Magnus? I see gift edge and grab deals? Are both the...
  15. Salvator

    Axis Magnus Rent Pay?

    which is the cheapest portal you use to pay the rent with axis Magnus?
  16. Salvator

    Axis Magnus Rent Pay?

    I didn't understand this Suppose my rent is 1 lakh will I get rewards points for the first 50,000 and since I cross the 1 lakh milestone will I get the 25,000 bonus reward points? Also form which month is the milestone bonus counted? My rm told me only after 45 days from card issuance date
  17. Salvator

    Axis Magnus Rent Pay?

    I can see that the rent rewards are capped at 50,000 but if you spend more than 50,000 is it counted for the monthly milestone bonus?
  18. Salvator

    Axis Magnus Rent Pay?

    Is it 50k per month or per transaction?
  19. Salvator

    Axis Magnus Rent Pay?

    Where do you pay the bill with hdfc debit card and get 1% cash back? On which portal?
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