I think if you are getting Indusind Celesta LTF without joining fees then you should take it. Credit inquiry does not make too much dent in the cibil score and that much can be gotten back in a couple of months.
Yes, there also someone mentioned this. But this is new giving premium cards as LTF to current students instead of alumni. Are they trying to convert future prospective HNI customers beforehand!!
Sorry not for alumni but for current students of IIMs (Not sure about Alumni). Yesterday only I saw an Instagram reel where one person from IIMB got the SBI Aurum LTF.
@anirban.choudhury Here is the link:
I just received a call from easydiner saying that they are not approving my application as I am already holding one Indusind card. They asked me to try directly with the bank.