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I have an insurance payment of 1.14 Lakhs coming around mid of October. I don't want to make the payment and regret not getting the rewards later, hence creating this thread. I do see some threads already exists but there are couple of issues with them. They are very specific to the person...

That's helpful. Thanks

I need to pay for my premium worth 1L+, please suggest if you are aware or any cashbacks or rewards for this.

Tax bracket: 30% I would have to pay 2 lakhs per year for 6 years and I will get 48k per year. I can surrender any time after 7 years. I'll also get a life insurance of 25 lac. I don't have to pay anything after 6 years but I will keep getting 48k for next 40 years until I surrender

My RM is pushing me this plan for tax savings. Generally I avoid this kind of insurance plans but I would like what this community think of these plans.