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  1. knight

    Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

    yeah will use that. it was working.
  2. knight

    Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

    yeah i tried making a small payment. failed for me. BillPay Failed! Unable to pay INDU00**** Bill 9**** of Rs. 5.00 from HDFC Bank Account *** due to technical issue at biller's end. Check n try again.
  3. knight

    Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

    okay. Indusind CC repayments were not working with HDFC Billpay until a few weeks back. Since a friend has a big bill due in less than a week, I wanted to confirm if Indusind cc payment through HDFC Billpay issue was fixed..
  4. knight

    Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

    thanks for the update!
  5. knight

    Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

    is Indusind cc payment working now on HDFC Billpay?
  6. knight

    💳 Share & brag your cards portfolio here! 🤑

    Major benefits of Sapphiro are already covered by your other cards. (500 BMS offer, lounges (after 5k spends) and spa) One benefit that stands out is that Sapphiro BMS offer also works for events and concerts. This is useful if you're into standups, concerts, and other events (maybe even...
  7. knight

    How to decrease CC limit in CIBIL?

    Banks are also wondering what is this new trend 🤣
  8. knight

    AirBnb hotel booking - Within India

    Airbnb.co.in doesn't need international txns. I've used HDFC cc multiple times. check you txn limits or try another card.
  9. knight

    Disposable Virtual Credit Cards

    Most such websites don't allow one-time payments. Even Netflix used such a mandate last I checked. I paid for a month, and the next month they automatically charged the same card. I was shocked to see the automatic charge. So it's not a 'user choice' to opt for a mandate. It's based on the...
  10. knight

    Disposable Virtual Credit Cards

    Netsafe is down for now. I was planning to try BOB Virtual Debit card. I have one doubt though. From what i know, these sites put a mandate on the card so they can deduct subscription whenever they want. So, if we use account-linked cards, like Indie, BOB, would that mandate be invalid after...
  11. knight

    Disposable Virtual Credit Cards

    Any luck on this?? Most sites require a card even to begin a free trial.. even Audible, etc.
  12. knight

    AirBnb hotel booking - Within India

    If you're using https://www.airbnb.co.in/ , you won't be charged anything. The same would apply for App. Airbnb usually automatically redirects to .co.in in india Just make sure that the amounts are shown in INR. I've used it multiple times.
  13. knight

    Buying GOLD/Jewellery from Credit Card

    Base rewards rate for both. Both Millennia and Neu plus 1%. + pay the bill with a rewarding debit card (Millenia DC/ indusind/ RBL) to get another 1% as discussed in other threads. i used both millenia & neu infinity and got the base rate.
  14. knight

    2023 Credit Card Review: Milestones, Achievements, and Plans for 2024

    Any idea what is Sumanta's core business?? Waise to lagta hai :
  15. knight

    2023 Credit Card Review: Milestones, Achievements, and Plans for 2024

    Jitne yahn edge points hai utni credit limit nahi hai saare card mila ke XD
  16. knight

    Optimizing the Billing Cycles

    Bonus: If you have ICICI or Kotak.. bill them on 22-23.. Their due date is around 17 days from billing while HDFC is 20 days from billing. (So ICICI is due on 7th which gives me anxiety because others are due on 10th.) Check your respective bank while choosing your date.
  17. knight

    Optimizing the Billing Cycles

    Yes, I use Millennia which has a 40K cb limit.. So if i've spent more in a month, i can split and pay the bill in 2 txns.. before and after monthend.
  18. knight

    Optimizing the Billing Cycles

    Update: Aligned my cards to be billed on 20th. One card is still billing on 25th, but doesn't bother me. So effectively I can clear my bills between monthend - 5th of next month. This gave me an advantage to manage debit card reward capping while paying cc bills, and also in utilizing my...
  19. knight

    Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

    Interest chaie inhe reward points pe bhi XD
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