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HDFC Imperia is nothing premium, no special privilege except free Locker (hard to get one) and Demat. Axis burgundy used to be superior with premium debit card but lost the shine after recent devaluation. With ICICI Wealth account, you can get premium credit card along with but again the credit...

I feel ICICI is better than HDFC in terms of ease of use & convenience offered through plethora of services available via Netbanking & iMobile app. HDFC's net/mobile banking interface & available options are much inferior when compared to ICICI. If you are transitioning from CITI, i will...

Regarding account closure with ICICI, you don't need to visit the branch. You can ask the RM to send you pre-filled account closing form on email, just take print-out, sign it and send the scanned copy. Within a day account gets closed. I have got couple of old accounts closed via this process...

FD gets created every midnight based on threshold & available balance. And yes it auto debit from FD if amount withdrawn is higher than available.

Family linking or grouping will not be visible to you. It is visible to bank only.

Just visit the branch once, meet him directly. Or else ask RM to get email or mobile details of BM.

On the same day itself, requested via Whatsapp chat :)

My branch manager helped in grouping all the 3 accounts under one Family with Wealth relationship.

Is it Friday offer or any specific day? I don't see this offer visible for bill payment

On which platform you are getting 20% on Utility payments?

Wealth debit card only, same as Guardian.

HDFC i don't have idea so cant comment. Between IDFC & Axis I feel IDFC is still better if it is Wealth account. Axis minor account can say it is still in nascent stage from features & process point of view. But with both the banks getting transaction types/limits modified is big pain as of now...

Account is zero balance & account gets displayed under Guardian's netbanking only. Didnt got chance yet to access lounge with minor debit card but am expecting it shall work. Only challenge am facing as of now is to get Online Transactions enable on the debit card which is disabled by default...

Yes last month I had opened a minor account under Burgundy group. Bank asked for Initial Cheque of 50k for Burgundy since it was to be linked in existing Burgundy group otherwise 5lac minimum required. Burgundy debit card not issued by default only Cheque book received in welcome kit. But branch...

No precautions as such. Can use the debit card for lounge access for Minor & all other Wealth debit card benefits.

For minor, NACH is not allowed I think. I never tried personally.

For Ace it is 1lac, Privy Neon threshold 3lacs.

I had opened minor account with IDFC for my 6 months old child 4 years ago via RM who came to home for account opening process. Took just 2 days to get account activated and received minor's debit card within a week which was issued by default. Later our accounts got automatically upgraded to...

Can say one of the most simple & smoothest experience upgrading account to Indus Exclusive. Was having 2 accounts in my family one MoneyMultiplier and other one Upstox 3 in 1(discontinued variant). Recently after getting Pinnacle card for both the members, visited nearby branch and submitted...

Agree all serve Wealth Customers only but if bank has come up with three categories, then definitely some difference in services/experience must be there right? I see all three categories of branches in my area or some distance away, so if have to visit can then plan accordingly based on...