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All LTF? 😱

1 thing Millennia has over Swiggy card is it gives 5% on Gift vouchers on Amazon and grocery MCC e.g. Flipkart Grocery. Swiggy card excludes CB on grocery entirely except if bought from Swiggy Instamart. Mentioned in this PDF of MCCs...

I just did a lot of txns with my existing card, Neu Infinity in last few months, maintained good balance in HDFC account with tons of credit and debit txns, and very occasional Swiggy orders but have Swiggy One for a while now via giveaway offers, only bought once for throwaway price. I think...

Which of these LTF? Is neu plus or Infinity?

I had only Neu Infinity LTF before getting Swiggy LTF in app. But have Preferred banking and maintaining good balance. Had Business MoneyBack LTF but closed. Millennia denied for stupid address issue multiple times. (🤬🖕🏼HDFC). Relatively new user of Swiggy (started ordering regularly this year...

Yay but I hope it lasts and HDFC doesn't devalue it again in a year. Btw GV and Grocery (except Instamart where we get 10%) excluded for 5% CB on HDFC Swiggy card. Just like Zomato excluded for obvious reasons. Millennia's advantage remains 1% for wallet loads (can get that easily with Amazon...

So their pre-approved algorithm overrides the usual stupidity that HDFC bank employees show. That's good to know :D Although it is their algorithm that has a bias for salaried (providing them the best cards) and thenga for self-employed.

Now they have disappeared from PayZapp for non eligible users e.g. existing HDFC credit card holders

New bakras for the Moneyback trap and other lame cards

@D₹V After you got Millennia offer in HDFC after changing from self-employed to salaried, while confirming/completing card application it again asks you certain things right? Does it ask at that stage self-employed or salaried? What to enter then? Will they cross check with PAN?

Eww the Swiggy card just got delivered and it's SO DULL AND FUGLY! It's nothing like what they show in the photos/fake edited and saturated colors. It's like someone put it in the washing machine and the colors faded out

There's also the great RuPay Platinum debit card offer every Friday on Swiggy on MOV of just ₹129: 20% off up to ₹100 using RuPay Platinum debit card. Which beats this Swiggy card's 10% discount as it's instant discount and higher. Swiggy card is poor man's/unfortunate man's/foodie's Millennia 🤣

No she saved ₹1870 last month 🤣 while I am just getting the card.

Posted here last night: https://www.technofino.in/community/posts/635576/

How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow...

I know. I was sharing a different piece of information. It is allowed to post that here you know in the forums. You can choose to ignore it. 🤣

I had Mastercard variant of Business MonkeyBack for over a year and offers worked on Flipkart but not Amazon

OK did this. I don't know why I put self-employed there. Should have realized this as long time ago. Now let's wait and see. :)

3 months after closing

@Ares Just curious how had you created this FD? Online or via the branch?