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Both applications got declined. Later, I applied for the Axis Neo LTF through customer support because I am an existing customer, and the card was generated instantly.

This is exactly what happened to me once upon a time. I once applied for the Axis MyZone LTF from the Axis website. When the agent came for KYC, he clearly mentioned that he was applying for my application through the offline route because Axis would automatically decline my online application...

Does the city matter? Do banks offer higher limits in tier 1 cities?

Ye sab kya ho raha hai😂🤦 My limit is 1L after two LE offers. I got the card with a 15K limit, which increased to 65K in one year, and then to 1L in six months.

It's not BharatPe QR. It's BharatQR. BharatPe doesn't have BharatQR. Usually people get confused between the two.

Axis is very inconsistent about credit limits. My friend, who has an HDFC credit card with a 1.4L limit, got a Flipkart Axis Card with only a 15K limit. My other friend, who has an SBI IRCTC Rupay card with only a 12K limit, got the Axis Neo with a 1.3L limit. Kya pata kaunsa nasha karte hai...

Do you have any other Axis credit card?

Yes, my friends whose credit limit is below 30K do not have the Axis ACE as a pre-approved offer in the Axis Mobile app. However, those with a credit limit of 30K or above have the offer and received it. But in rare cases bank may give Axis ACE card with below 30K limit. Unka bank, unka card...

Only 1% cashback on grocery items.

Maje hai phir to. Mere dost ke shop me hai BharatQR. Lekin mere pass SBI Cashback Card nahi hai🥲

Mai to chala BharatQR banwane😂

Are you sure BharatQR transactions are eligible for 5% cashback? Because it comes under offline category so you should get 1%

Ok then HDFC Swiggy Apply kar leta hun😁😁🤣

Exactly. SBI Cashback Card devalue nahi hone wala. Direct bandh ho jayega.

Kripya SBI Cashback Card hame milne tak aap devaluation ka zikr na kijiye. Dhanyavad🙂

Ever Ever Ever Ever Ever Ever

By the way how to get 10%? This is my last month's cashback. You mean it could have been ₹9,862 instead of ₹4,931 tell me how??😁😂🤣