Well BOB is known to give a lot of people low limits. They gave me ₹25000 on BOB Select even though I had 3L on IndusInd Legend. Then after 17 months they gave auto LE to 32,500 in Feb this year. Now I guess I will have to wait again and it won't cross 50K still probably. But they have...
Are they asking for income docs too or just saying there will be a cibil hit ? 39K to 55K for just a cibil hit sounds OK to me, at least they're not asking ₹100+GST like Kotak 😂🤣🤣
For the Amazon issue, delete the saved card and never ever save any card as Amazon and their payment gateway has...
No but BOB is known to offer 2nd additional card too. Many with BOB Select were offered both BOB Snapdeal and BOB Energie.
@Harry1 Great! BOB Eterna LTF Joe Average ke bas ki baat nahin
My BOB Easy RuPay is physical, not virtual. BOB Select also physical. Took 2 addons also on BOB Easy to benefit from RuPay offers. BOB Snapdeal virtual may be offered at some point I hope.
I was offered paid BOB HPCL Energie early last year, didn't take it. Then BOB Snapdeal after that paid, didn't take it. Then was offered BOB Energie again this year paid, didn't take it. Was then offered BOB Easy LTF. Took it but it's a faaltu card. Now waiting for BOB Snapdeal LTF.
No error. It shows "You are not eligible for add-on" when I select BOB Easy RuPay. But for BOB Select Visa, it is allowing to apply for addon. This is on BOB Financial website. From BOBCard app, addon option disappears for virtual Easy card.
If anyone takes this virtual only card, let me know here please if you can actually apply for add-on BOB Snapdeal cards on this virtual card. Because on my BOB Easy virtual card, it does not let me apply for virtual add-on cards.
I think they will send physical card too. I see no mention of the word virtual. Don't know why @ashwink thinks it is virtual-only
Edit: Ah, last point mentioned digital card only. 😄🤦🏻♂️
Additional pre-approved card. Otherwise it's not worth taking any faaltu core cards below Eterna which is the only decent one left (and that too is devalued)
I have only seen IRCTC, Snapdeal, HPCL Energie and Easy cards being offered pre-approved. Has anyone gotten Premier as additional pre-approved card?
Today got BOB Easy on RuPay, after having BOB Select on Visa.
Next I hope they offer me BOB Snapdeal as both these core BOB cards are super ultra...
For BOB Select, it's now de-valued to 1 RP=₹0.20. Anyway I won't leave even ₹100 from this faaltu and chor bank. Have filed RBI ombudsman complaint for not giving 5X RPs on phone purchase from Flipkart citing MCC excuse. Basically BOB made all their CCs useless by excessively devaluing them...
Yup but that doesn't mean I won't fight. I may not win the case but RBI and Indian ecommerce ministry can make some rule changes. I am tweeting furiously to them on Twitter to fix such things. I lose nothing except a few RPs worth ₹100. I already got flat ₹1500 discount on the BOB card for the...
I am not yet. Knowing MCC code will reveal if they set it wrongly or if BOB didn't give RPs despite setting correct MCC. "In case of unsatisfactory resolution, I will complain" I said :) Somebody is at fault here and it sure as hell is not the customer. BOB gives a credit card that rewards...
Yep. After fooling BOB with a sweet worded email that Flipkart and Myntra are to blame, they said they are contacting technical team to convey me the MCC.