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  1. Z

    Worst Experience with Kotak Credit Card

    RBI is only concerned to close or make life difficult for the new start ups who are trying to give good service to customers with new rules, for the decade old banks i don't think they will do anything against their favour.
  2. Z

    Worst Experience with Kotak Credit Card

    So there are few things you need to keep in mind, every bank stores your details and account details separately, usually this would be referred as Customer ID and as far as i know this record will be kept as long as the bank exists. You can create multiple accounts - savings, current, credit...
  3. Z

    Worst Experience with Kotak Credit Card

    Agreed, in my case HDFC i have had no issues so far, it has always been the case only with Kotak
  4. Z

    Worst Experience with Kotak Credit Card

    last time i tried, the page showed it's down due to technical reasons 🤣
  5. Z

    Worst Experience with Kotak Credit Card

    i think if they are pretty sure that a customer won't leave the bank and is in need for an offer or card, they will not tend to them properly so that they can make money by making us pay joining fee and other fee. After all they are banks they're there to make money from us 😂
  6. Z

    Worst Experience with Kotak Credit Card

    i think your lucky dude, and I'm not sure why they do these differently with different customers
  7. Z

    Worst Experience with Kotak Credit Card

    they were not giving me LTF, so I was like fine let me take PVR instead since it is a lil better than Kotak League. Forget LTF, they did not even waive off joining fee.
  8. Z

    Worst Experience with Kotak Credit Card

    That is the main issue here, there was no terms and conditions showed to me during the upgrade process, I clearly told them this, their response was we do not have the option to see Terms and Conditions on the page where we have upgrade option and it will be shown soon in coming days.
  9. Z

    Worst Experience with Kotak Credit Card

    I already have IndusInd EazyDiner which gives my 2 free movie tickets per month, also I have 4 add-on cards, so effectively I get 10 free movie tickets every month just like that without any issue. Also, with IndusInd it is not BOGO, so I can even book 10 individual tickets. I have 8 credit...
  10. Z

    Worst Experience with Kotak Credit Card

    In my past SBI had transferred it, also it is not just about the reward points, the customer service is so annoying they promise something and I am given something else.
  11. Z

    Worst Experience with Kotak Credit Card

    I have a Kotak Platina Salary Account(their highest variant in Salary account), but they issued only a League card as LTF, which I was not so happy but was like fine some card for getting discounts on my purchases at Flipkart/Amazon etc. Recently I got an upgrade for PVR Platinum card FYF, it...
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