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  1. LJGIBBS

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    So how did you navigate this so far? I had a previous relation with bank which was closed. Went to bank to open new account. They told me that first they will open normal 2.5K account and later will upgrade to required account. This happnned in mid nov. After one month I get info from bank...
  2. LJGIBBS

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    BOB ka nahi pata but I am able to redeem using Union Bank select card
  3. LJGIBBS

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    15K man account by default comes with free rupay platinum. I am not sure if they can issue you select card
  4. LJGIBBS

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    They have Mahila Samrridhi account, which has very similar benefits on Rupay Platinum card. You can also get Amazon friday offer which isn't available on select card. This rupay plat has practically 0 joining/annual fee. AQB Reqr = 15,000
  5. LJGIBBS

    ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link

    No, I was trying to know about Irish House Lounge. They are allowing access through ICICI amex also.. And I'll be in Kolkata on Sunday, that's why thought I could skip the queue of travel club lounge
  6. LJGIBBS

    ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link

    Attention Please!!! I got my first statement today (one month old card) This icici card lounge access mentions the need to spend 5K in previous quarter to get access? 1. What if one has to access lounge in the 1st quarter itself ? 2. I was able to add mastercard to the dreamfolks qr generation...
  7. LJGIBBS

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    I have rupay select with normal 1000 mab account. You can apply select only through branch. Try with another branch and if they also deny, jitni bhadas nikalni ho nikal dena unpe
  8. LJGIBBS

    ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link

    Pura Kerala ghoom kar jis din Cochi airport par spa visit karunga, us din card ki worth pata lagegi..
  9. LJGIBBS

    ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link

    I got dual variant and called customer care for Visa too. She told me all cards would stay active but Visa would be chargeable.. lol, every cc agent has a new story to tell..
  10. LJGIBBS

    ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link

    Can't confirm.. I called them for 1. Giving me either RubyX or Coral for railway lounge. 2. Matching my APay limit to that of sapphiro 3. Matching limit on sapphiro with other bank card's limit. And they denied all of the above.. Tried two three times, and every time they said, no such offer exists.
  11. LJGIBBS

    ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link

    In my case there was no verification. I got approval msg the next day after verification call.. This generally has been the trend. You can either way or call them to know the details of application
  12. LJGIBBS

    ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link

    If you need international lounge and domestic spa - then sapphiro If you need railway lounge - rubyx
  13. LJGIBBS

    ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link

    Wait for 1 week in which you will get 15 days processing message ---> Then verification call ---> May be physical verification ---> Approval. Now that since you have already sent the AST message twice, probably there will be two cibil hit. The best thing you can do is become our lab rat, do the...
  14. LJGIBBS

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    Bank jaa kr bolna hai rupay select chahiye.. Unke paas hoga available toh instant mil jayega nhi toh wo issue karenge aur 15-20 din mein Post se aayega
  15. LJGIBBS

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    Main Baroda professional ac. kholne ka soch rha. Union Bank ke baad sabse saste select cards usi ke hain (1st yr free and then 450). But that requires 25K MAB.. Filhal mere parents k paas UBI ke rupay platinum hai, aur electricity bill bharne mei 200 rupay bachata hu. Jaise hi garmi khatm hogi...
  16. LJGIBBS

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    Bhai, jorrr jorr se batana mat.. abhi 3 mahine mei expire hoga Mera prime.. mujhe bhi redeem karna hai. Tab tk rupay wale yeh bug rectify na kr de
  17. LJGIBBS

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    Ek baar apply hota hai.. I had both 3 months and 1 yr voucher. Applied 3 months first and my current membership was extended. When I tried to apply 1yr voucher next, it couldn't proceed..
  18. LJGIBBS

    ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link

    Oh.. I thought that the combined limit works only for gemstones cards. Anyways, I would rarely use either Apay or Sapphiro, dekhta hu if they continue with 2.1L on Apay or give LE on the same..
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