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Linked mobile will be add on card holders, only if he/she has HDFC account right? If no HDFC account for add on then linked mobile is primary card holders only I guess. Please correct if I am wrong

Haven't received any Edge miles for transaction done on 19th April yet. However MB ERs are coming on time within 3-4 days

While there can be explanations etc. It is anyone's guess on how IT will respond to these explanations. More importantly, why do you want to invite the IT scrutiny and get into explanation mode? Not sure if this is worth the hassle. And if you happen to need a CA for explanation, then extra...

Are you getting price of tickets same at Smartbuy vs Travel Edge vs direct airline? Travel edge is mostly inflated. So do consider that before calculating incremental ER benefits.

3. No. all points are aggregated to primary card holder who can redeem points 4. I dont think add on card shows in their own HDFC portal. But if your question is about paying bills, then it can be done via various methods such as paying via net banking (of any bank) to card number via NEFT etc...

You are quoting 30 paise per 1 Airmile from an article which was written long before flying returns program was refreshed few days back. Right now you can book tickets for 5K points if booked 3 months in advance. It is good value for sectors that usually retail for 4.5-5K advance fares

Best way to redeem IDFC points is to select pay with rewards on payment OTP page. It is like a cash redemption

While extra charges can be negotiated with the dealer based on negotiation skills, please remember that car dealerships are far more experienced as they do this day in and day out with many customers If any car dealer has agreed to take card with no charges, it also means that he would have...

Yes.... Marquee is a good card to have. But why do you need any other card given that you have MB and Infinia? Do you have any spend categories not covered by above cards for which you need replacement? IDFC wealth covers some of the exclusion categories of above two cards, namely wallet loads...

Please check some of the posts by members. IDFC Wealth does give 10x on Govt payments. It is not excluded. 6X till 30K and 10X post 30K

All these premium cards are more useful for people who already spend on travel and related categories and then divert those spends on cards It is less useful for people who take the cards and then figure out how to spend on travel. It causes little bit of overspending

GVP is chargeable at 200 / year. In first year they give 500 reward points as welcome benefit. No such benefit from 2nd year. Per statement max cash back is 1000, which is equivalent to 1L of forex transactions per statement or per trip

You will have to call HDFC credit card helpline and raise a request to enable GVP

Lowest will be Infinia with global value program enabled (1.36%) and then IDFC Wealth (1.77%), Magnus is 2.36%. Last will be Atlas and Tata Neu at 4.1%

(Smartbuy Price + convenience fees) is roughly 5-9% more than (Aggregator price + Card discounts + convenience fees) on flight bookings. If you don't have the right card for aggregator websites then price will be almost same

Go to manage booking section on Indigo website. Enter your PNR and last name. You will get an option to add seats and meals

Bas baithe baithe maje le rahe ho 😎

Effective reward rate will be ~6.9% as there is 2.95% charge while buying APV on Smartbuy

No charges on paying in INR. Merchant name is "Klook travel tech hong kong HK" and comes under travel MCC so you get 5%

I have done lot of bookings (5-6) on Klook this month during Dubai Trip I found the best deal when INR is selected. There was no markup on klook when I compared INR rates vs AED rates. Infact with Klook discounts, INR rates become even better. Please do not go by any opinions, check for...