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What are the possible devaluations on Apay card? cashback limit - 1k or 2k per month more excluded categories for 1% cashback. slab change - 5% will become 4% Spend limit - annual fees charged if yearly spends are below threshold. (add more)

we are getting signals of end-of-the-world :(

Can we access domestic lounge using sapphiro add-on card?

Better go to airport with an extra card that has lounge access. First, give Sapphiro. If they accept - that means the wallet load is eligible for 5k limit counting. If they don't accept - give the other card.

Update: I have decided not to close this account. Here are a few reasons why: 1. It is a zero balance account, but only the debit card will incur charges (there is an annual maintenance charge for the debit card). 2. I have applied for a Rupay platinum debit card for this account. 3. It is...

Few things - I spoke to RM and she informed me that recently, she has received similar complaints from various individuals. They reported that a bank account was opened along with the Apay CC application. She assured me that she would investigate the matter. Regarding my wife's application...

I understand. However, I'm disappointed to mention the following issues - 1. I only applied through the Amazon app, and I don't recall giving consent to open an ICICI bank account. 2. I don't mind having a zero balance account, but it's extremely disappointing that I have to visit the branch...

Hello friends, I wanted to bring attention to a significant issue with ICICI Bank. I applied for an Amazon Pay ICICI Bank credit card for my wife through the Amazon App. She received approval for the card and was informed that it would be delivered by Bluedart. However, after 1-2 days, she...

A doubt - if I take a Sapphiro add-on card, will I also get dreamfolks card in the add-on holder name?

Again I got another Amazon refund of Rs 520/- both in my credit card account and savings bank account. Will this work - Buy items for 4-5 lakhs from Amazon using credit card. Cancel it. Refund will come to both credit card account and savings bank account. Withdraw full amount and close...

Shit. It's their system error. Why are they spoiling my life for that? They have refunded it to the credit card account. Due to their system error it got refunded again in my bank account and now they are charging to credit card? Horrible and pathetic.

I also got a CMS credit of Rs 1358 in my bank account. Actually it is a refund for a return item in Amazon. The amount is refunded in my icici credit card account. But same amount is coming in bank account also. What is this? Why did they refund to both bank account and credit card?

There is an option in iMobile to change your branch. Try that, move your account to some other branch and see. In that case, RM will change automatically, I guess. Hope it will work. Anyway, you can try contacting - 7353783479 Nilesh. He is in Bangalore, Bellandur branch.

My RM told this to me when I asked for Emeralde LTF. But it is not a hard and fast rule. As I told earlier in many other threads, it all depends on your relationship with the Bank and RM. I got Sapphiro LTF with a 1L salary credit, while their eligibility rule says 2L. The only thing is -...

For emeralde LTF, the requirement is net salary credit of more than 4L per month. Other ways could be there, but if this condition is met, then it is a no questions asked - straight drive.

You need to pay 93k for this month bill. Given that the refund came after the bill got generated, it will be adjusted in the next bill only.

Did you solve this? How is the shared limit calculated? Just wanted to know.

Irrespective of the variant, Sapphiro is always 5K. It is not devalued yet.

Have you met the salary or NRV requirements? I have sapphiro LTF but not getting emeralde offer.

Ok. Got it. Thanks.