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    Sharing my long-term P2P/social investment results...since 2011.

    This was more of a "semi-charitable" or social investment to help folks unable to get bank loans/formal financing to start small ventures/short term emergency loans. All diversified and crowd funded through rangde.org As you can see there are a few defaults and delays and is in net loss. As...
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    The death of debt funds: Debt funds held over 3 years to no longer enjoy indexation benefit, long-term capital gains set to go

    This is a major blow to all debt funds... https://www.cnbctv18.com/personal-finance/debt-mutual-funds-setback-no-indextaion-finance-bill-short-term-capital-gains-proposal-16251041.htm
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    Loan against mutual funds?

    Has anyone taken a loan against mutual funds? Most of these seem to actually offer an overdraft facility and interest is charged only on utilised amount for period of borrowing. The only real cost of having this facility and not using it is approx ₹1000/year processing/renewal fees. Seems like a...
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    Best forex rates online for outward remittance?

    Which banks offer the best forex rates with completely online remittance facility? For large amounts like ₹50L INR to USD. ICICI, HDFC, SBI all have high margins. IndusInd is unethical and unreliable. SBM and fintech partners are currently restricted. Others? PS: Please don't suggest...
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