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Guys, We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025. As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted...

This might be useful for the perople looking to maintain a good CIBIL score... The above are the ones we need to avoid for a better score... CRIF impacting facotrs( both positive and negative I think) Provided the above relevant snippets. Full doc can be found in the below source...

My Credit Bureau Experience Journey - Part 1 Experian Disclaimer: This is just my experience , not a comprehensive review of their products and/or services..... YMMV Annual fee of ₹499 (including GST) --- My opinion utter waste of money. Your subscription money is down in the drain. Free...